What Questions to Ask After a Car Wreck in Oregon?
Being involved in a car accident, even a minor one, can be disorienting. One of the best things you can do to prepare just in case is to know what information you might need to gather to help protect your rights.
For instance, whenever possible, take pictures of vehicle damage (from several vantage points), license plates, driver’s licenses and insurance cards, any visible injuries, and the scene of the accident itself (including weather conditions, skid marks, traffic signals or signs, other vehicles, debris, etc.). Also, write down as much information as you can, especially about road conditions, weather, or other contributing factors, as soon as possible while your memory is fresh.
The personal injury attorneys at Warren Allen LLP have worked with many clients throughout the Pacific Northwest and have put together helpful guidance on the questions you should ask after a car wreck in Oregon, in addition to documenting the scene, to be ready for potential legal or insurance claims.
Questions to Ask Immediately
Although it can be difficult to think clearly after a car accident, it’s important to try to stay calm. The most important immediate consideration is the safety of everyone involved. Useful questions could include:
- Is anyone hurt? If so, call 911 for an ambulance.
- Are we in a safe spot? If there are no injuries and the vehicles are operable, move them to the shoulder of the road or to a safe location near the scene of the accident, such as a parking lot, to make room for other motorists and emergency response vehicles. Oregon law actually requires drivers to remove vehicles from the roadway after an accident in these situations.
- Can other drivers see us? If there are injuries or you are not able to move your car, do your best to make sure other drivers can see that your vehicle is disabled to prevent secondary collisions. Turn on your hazard lights and use roadside flares or warning triangles if you have them.
- Once everyone is as safe as possible, the next question to ask is, Do I need to report the accident to the police? In the case of a car wreck in Oregon, drivers are required to inform law enforcement if the accident results in death or injury, more than $2,500 in damages (to vehicles or property), or a vehicle being towed from the scene along with damage over $2,500. Remember that you will need to file a Collision and Insurance report with the DMV within 72 hours of the accident if it meets the above criteria.
Questions for Law Enforcement
When police arrive at the scene, it can be helpful to ask certain questions to make sure you have the necessary information should you need to pursue a legal or insurance claim later. Ask for the responding officer’s name and badge number and which law enforcement agency they are affiliated with. You can also ask for the case number (sometimes also referred to as an incident number), how you can access a copy of the police report, and if the officer is issuing any charges or citations.
Questions for Others Involved
No matter who is at fault in the accident, it’s important to exchange information with the other driver or drivers. Ask for full names and contact information. If possible, you should also ask to see their insurance card and take a picture of it so that you have a record of their insurance company, a policy number, and a phone number. Do they own the car, or if not, who is the owner? Make note of the make, model, color, and license plate number of each vehicle involved. Take down the names of any passengers involved as well.
As you gather information from the other drivers, be careful not to admit fault. Avoid apologizing, since an apology could be interpreted as accepting blame for the accident.
Questions for Witnesses
If other drivers or pedestrians witnessed the accident and have stayed at the scene, you can ask questions to get witness statements. Getting information from witnesses is best done as soon as possible since memories tend to fade or change with time. Basic questions for witnesses could include:
- Can I have your name and contact information?
- What did you see or hear?
- Were you driving, stopped, parked, or standing nearby? Where?
- Are you willing to give a witness statement to law enforcement or to an insurance adjuster?
Questions for Your Insurance Company
Although it’s a good idea to be familiar with your insurance policy before you ever need it, you should speak with your insurance agent as soon as possible after a car wreck in Oregon. Be sure to talk with your own insurance company before you give any statements to the insurance company of the other driver. Ask about your policy’s coverage and limits. Oregon has specific car insurance requirements, but it’s possible that you have additional coverage as well.
Can your insurance company help with car repairs or a rental vehicle? Do they require a detailed statement? How much time do you have to file a claim? Will your premiums increase if you file a claim? What documentation do you need to provide?
Questions for a Personal Injury Lawyer
In certain cases, you might need to consult with a personal injury lawyer. For instance, if you or someone in your vehicle is injured in the accident, if fault is being disputed, if the other driver’s insurance company or attorney contacts you, or if you feel like you are being pressured to admit fault or accept a settlement that is less than reasonable.
When looking for a reputable personal injury lawyer, ask about their experience with cases similar to yours and if they specialize in personal injury. You can ask about their success rate and if they have trial and court experience. They should also provide you with clear information about their fees and pricing structure. Many personal injury lawyers work on a contingency basis where they do not get paid unless you win your case. If you have been in a car wreck in Oregon, the personal injury team at Warren Allen LLP would be happy to discuss your case and your options with you. You don’t have to face this challenging time alone. Let our team be your team. Schedule a consultation today!