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Category: Car Accident

What Type of Attorney Do You Call If You’re Injured in a Car Accident?

What Type of Attorney Do You Call If You’re Injured in a Car Accident?

Written by George McCoy on . Posted in Car Accident.

When you’re injured in a car accident, life can feel like it has been turned upside-down. One moment, everything is normal, and the next, you’re dealing with a damaged vehicle and insurance adjusters. Injuries add an extra layer of complication to the aftermath of a car accident, with doctor’s visits, medical bills, and even more insurance company involvement. It’s a lot to handle, but you don’t have to do it alone. You can hire an attorney to represent you.

Specifically, if you’ve been injured in a car accident, you should call a personal injury attorney. Different types of lawyers specialize in different types of cases, and it’s to your benefit as a client to always choose an attorney who is experienced in the field you need. They’ll have the knowledge and know-how to best assist you with your particular case.

Below, we’ll explain why an experienced personal injury attorney is the right option if you’ve been injured in a car accident.

Demonstrate Appropriate Knowledge and Connections

When someone’s careless actions cause harm, in a vehicle or other accident, personal injury attorneys are the ones who help hold people and companies accountable. They know how to read accident reports, understand insurance contracts, and negotiate with insurance companies. They understand common injuries and can read medical records. Their connections tend to be made up of medical providers, accident reconstruction experts, and other relevant professionals.

Personal injury attorneys also recognize what your claim might actually be worth—not just what an insurance adjuster says it’s worth. In Oregon, understanding how fault is divided between parties after an accident is particularly important because it can affect how much compensation you receive. 

When you’re hurt and trying to recover, it’s tempting to accept whatever settlement is offered, just to end the stress. But insurance companies’ compensation offers are typically minimized as much as possible, which could cause more stress later on if further treatment is required and you’ve run out of funds.

Having someone trustworthy and knowledgeable in your corner means you don’t have to guess whether a settlement offer is fair or what steps need to be taken. You don’t have to let anyone rush you. A personal injury lawyer makes sure your voice isn’t lost in the system.

Skilled at Accident Investigation

When you’re injured in a car accident, it’s easy to think that the facts will speak for themselves. In reality, accidents can get messy and confusing. Stories change over time. Tire marks fade. Damage is repaired. People forget what they saw—or flat-out lie. When a personal injury lawyer steps in early in the process, they can help preserve the truth while it’s still clear.

A careful investigation begins with gathering accident reports, witness statements, medical records, photos, and sometimes video footage. Then the evidence is analyzed, piecing together what happened in a way that can stand up to scrutiny. Attorneys might consult with a variety of experts to ensure they understand everything there is to know about your case.

Experienced in Pursuing Compensation

The cost of a car accident injury isn’t just the first trip to the emergency room. There may be follow-up appointments, physical therapy, hours of missed work, unavoidable lifestyle changes, and so on. While some injuries immediately change how you live day-to-day, others take time to show their full impact. An experienced personal injury attorney will help you get the compensation you deserve.

You might get an offer that seems decent on the surface, enough to fix your car, maybe cover current medical bills, but without someone experienced looking closer, it’s hard to know what’s missing. Is there a possibility of future doctor or therapy appointments? Have your injuries caused long-term or even permanent damage that requires further expenditures or accommodations? Are there lost wages (past and future) that need to be accounted for?

A personal injury lawyer looks at the complete picture, calculates what your recovery may truly cost, including future care, lost income, and the emotional weight of what happened. Don’t let someone else’s negligence shrink the value of what you’ve lost.

When your attorney builds your claim, they do it with purpose. Every document, every report, and every testimony comes together to tell your story in a way that insurance companies and courts can’t brush aside.

Adept at Negotiations

Many people incorrectly assume that insurance companies will handle things fairly if you’re injured in a car accident. After all, that’s why you pay for insurance, isn’t it? The reality is often much less comforting. Insurance companies often strive to protect their own interests first, and that usually means paying you as little compensation as possible.

A personal injury attorney steps in and changes the conversation. They understand the full breadth of the costs of your injuries and make sure you’re not pressured into agreeing to something that doesn’t actually help you rebuild your life. An experienced attorney understands how to use facts, records, and laws to keep the playing field even. That’s often when insurance companies start taking the situation more seriously.

Plus, instead of you fielding calls, answering questions, and feeling cornered, your lawyer takes on that burden.

Give Yourself Peace of Mind

There’s much more at stake than just paperwork or courtroom presentations. If you’ve been injured in a car accident, there’s a weight you carry every day: stress, uncertainty, and endless questions that don’t seem to have clear answers. That can wear a person down faster than they realize. When you have a personal injury lawyer handling your case, you are no longer the one chasing phone calls, gathering evidence, or trying to decipher legal language. You have an expert to help you take on the burden.

Unfortunately, your life doesn’t pause just because you’ve been injured in a car accident. Bills still come. Work still calls. Responsibilities don’t disappear. That’s why having the right legal support isn’t just helpful; it can change the way you manage the months ahead. The experienced personal injury attorneys at Warren Allen LLP are dedicated to helping people find their balance again after an injury. We make sure the deadlines are met, the facts are protected, and your claim isn’t ignored. That lets you focus on your healing, on your health, and on the people who care about you.

How to Get Compensation for a Bicycle Accident

How to Get Compensation for a Bicycle Accident

Written by George McCoy on . Posted in Car Accident, Personal Injury.

One moment you’re pedaling along a familiar street, maybe heading to work or out enjoying the evening air, and the next moment, everything changes. A car doesn’t stop in time. You’re hit. Suddenly, you’re on the ground, your bike is bent, and your body hurts in ways you didn’t know it could. The days that follow bring hospital visits, missed work, and mounting bills. That’s when bicycle accident compensation becomes the lifeline that helps you put the pieces back together.

Portland prides itself on being a bike-friendly city, but that doesn’t make it accident-proof. Drivers get distracted. Traffic gets messy. Conditions on the road can shift in an instant. When you’re hurt, you’re not only left with physical injuries but also the question of how to pay for everything you suddenly need, like medical care, bicycle repairs or replacement, and maybe months of recovery.

Bicycle accident compensation is meant to help cover these costs. It goes beyond the hospital bill that shows up in your mailbox. It helps protect your future, your income, your health, and your stability, so you’re not the one paying for someone else’s mistake.

After an accident, it’s easy to feel overwhelmed and frustrated, like you’re carrying the weight alone. Luckily, you don’t have to. The experienced attorneys at Warren Allen LLP, the largest law firm on the east side of the Willamette, have helped countless people through accidents like yours. Their knowledge and commitment can give you a clear path forward when everything else feels uncertain.

Detailed Documentation

Think about the first few minutes after an accident. You’re shaken, maybe in pain, and not sure what to do next. Calling the police might not be the first thing on your mind, but you should. Having their report later can make a difference in your claim. It gives you an official record, and without it, the story of what happened can get blurry, especially once insurers step in and start asking questions.

Pictures are powerful too. Take photos of your mangled bike, the dented car, and the street where it happened. This helps freeze the details before they disappear. Even something small, like skid marks or a broken headlight, might turn into key evidence. When the driver’s insurance company tries to argue their case, those images will speak louder than memory.

Get the names of any witnesses. Maybe someone walking their dog saw the whole thing or another cyclist was just a few feet behind you. Getting their contact information on the spot gives you another layer of potential evidence. Those independent voices often carry weight, especially since they aren’t tied to either side.

See a doctor right away. Some injuries show up immediately, but others don’t. You might feel fine and think you can tough it out. Then, a few days later, the pain in your neck or back makes it hard to get out of bed. Seeing a doctor right after the accident protects you in two ways: It addresses potential injuries immediately, and it links your injuries to the accident. If you wait, insurers may argue the injuries were caused by another event.

Documentation might feel like one more thing on your shoulders when you’re already hurting, but each detail you record gives you leverage when the time comes to prove what happened.

Records, Claims, and Liability

After the dust settles, the paperwork begins. Every medical visit, every prescription, and every follow-up appointment becomes part of your record. These notes record not just what injuries you had on day one, but also how they’ve affected you weeks or months later. When you’re trying to demonstrate the impact of the accident, those records can matter more than just your words.

Liability can be the toughest part to prove. Oregon uses negligence laws to determine fault, which means proving that the driver failed to act responsibly. Maybe they were texting, maybe they rolled through a stop sign, or maybe they just didn’t see you. Whatever the reason, their mistake left you injured. However, insurers may try to turn the tables, pointing out little details to argue you were partly to blame.

Damages and Settlement

Once liability is clear, the next question is how much your claim is worth. Some damages are easy to add up, like medical bills, lost paychecks, and receipts for bike repairs. Other costs aren’t as simple. What if you still need physical therapy next month? Or if your injury leads to a later surgery?

Not all damages show up on a bill, either. For instance, the stress and anxiety you experience every time you get back on your bike, or the way your life changes because of one driver’s mistake. Maybe your injuries limit the kind of work you can do in the future. These types of losses are harder to measure monetarily, but they matter, and they’re part of bicycle accident compensation too.

Insurance companies know that a check in hand can look especially tempting when bills are piling up, but accepting an offer too early can lock you into a settlement that leaves you paying out of pocket later. While they may act sympathetically, an insurer’s job is to save their company as much money as possible. That often means offering a settlement that might look decent on paper but not even come close to covering everything. However, getting proper bicycle accident compensation ensures your losses are recognized and not brushed aside.

Work with an Experienced Attorney

The stress of a claim can be exhausting and emotional, but an attorney’s guidance helps make the process less overwhelming. The attorneys at Warren Allen LLP know how to calculate the real cost of your damages and present a strong case, fighting for the compensation you deserve. If negotiations stall, they’re prepared to take the matter to court, which can sometimes be enough incentive for insurers to offer you a fairer settlement. Having an attorney by your side allows you to focus on your recovery, instead of worrying about how you’re going to pay the next bill.

Gathering Evidence for a Pain and Suffering Claim

Gathering Evidence for a Pain and Suffering Claim

Written by George McCoy on . Posted in Car Accident, Personal Injury.

When you’re injured in an accident, the impact doesn’t stop at the scene of the incident. Bills pile up, missed work creates stress, and the emotional toll can cut deep. Living in constant pain, sleepless nights, or the weight of not being able to live life the way you used to, all of that matters. That’s why you have the right to file a pain and suffering claim. It gives you a way to seek recognition for the human cost of your injury, not just the financial one.

However, emotional damages and the long-term toll of pain are more challenging to prove than economic damages. Unlike a hospital invoice or a pay stub, a pain and suffering claim doesn’t come with a specific dollar amount attached. So how do you prove it? The answer is evidence.

The more proof you have, including records, photos, and testimony, the harder it is to dismiss what you’ve gone through. While that may sound like a lot to take on, especially while you’re still trying to heal, we’ve put together this guide to help you understand what needs to be done.

Medical Records

Imagine trying to prove you have a broken bone without any test results to back up your claim. Chances are, the insurance company won’t take you seriously, and it’s no different when you’re trying to prove you’re in pain. That’s where medical records can help. They’re the backbone of a pain and suffering claim because they provide clear, official proof that you’ve been hurt and that the pain hasn’t gone away.

Every doctor’s visit, every prescription, and every physical therapy session tells part of your story. Together, they create a timeline of what you’ve been through. If you’ve kept up with follow-up care and treatment, it shows consistency. It says, “This isn’t a one-time complaint; this is ongoing.” Insurers can’t ignore that.

Mental health records also carry weight. Maybe you’ve been seeing a counselor because of anxiety, depression, or trauma stress linked to your injury or accident. Their notes show that the impact hasn’t just been physical and make it harder to argue that your suffering is minor or exaggerated.

The bottom line is, without medical records, unfortunately, your claim of pain is just words on a page. With them, however, you have proof documented by a professional. When you’re fighting for fair compensation, that proof can make all the difference.

Personal Journals, Photographs, and Witness Statements

Medical records cover the clinical side of things, but they don’t capture your day-to-day reality. Think about the nights that you’ve been unable to sleep, the family events you’ve had to miss, or the simple tasks that suddenly feel overwhelming or impossible. Your personal records will help document all of that.

A journal may seem like an insignificant item, but the things you’ve written can add depth to your pain and suffering claim. Writing down your pain levels, frustrations, and limitations creates a picture of what you’re living through. A note about how hard it was to walk across the room one morning or how discouraging it felt to miss your child’s game can be powerful.

Photographs can speak loudly too. A swollen ankle, a surgical scar, or even a ramp built onto your home tells a story without words. These images give weight to your claim in ways that a medical report never could because they show, in real time, how your life has changed.

Don’t discount the experiences of the people around you, either, as your family, friends, and coworkers may notice changes too. Maybe a coworker has seen you struggle with tasks you once did easily. Maybe your spouse has noticed a shift in your mood or personality. Their words can confirm what you have documented, giving your pain and suffering claim a stronger foundation.

On your own, this kind of evidence can be frustrating and daunting to organize and present. Experts like the team at Warren Allen LLP will help you make sure your personal proof is handled in a way that supports the bigger picture of the extent of your injury.

Expert Testimony

Now, picture yourself in front of an insurance adjuster who isn’t convinced. While your medical records and journals are important, sometimes they want more. Expert testimony backs up your evidence and brings authority, translating your pain and suffering into more professional terms that carry more weight.

For example, a doctor might explain how your injury will likely affect you for years to come. A psychologist could break down how trauma or depression tied to the accident affects your daily life. These voices don’t just support your story; they validate it from a professional perspective.

Other experts may step in, depending on your situation. A vocational specialist can explain how your injury limits your ability to do your job. A life care planner might outline what accommodations you’ll need down the road. These testimonies make the effects of your injury harder to dispute, since they come from people whose job is to analyze and explain them.

Expert testimony doesn’t replace your experience, though; it amplifies it. It shows that what you’ve been saying all along is backed up by people trained to assess the long-term impact of injuries. And with guidance from seasoned attorneys, you can be sure the right experts are brought in to strengthen your claim.

You Deserve Compensation

A pain and suffering claim is about making sure the suffering you’ve endured doesn’t get brushed aside just because it’s harder to measure than a medical bill. Records show the medical side of your story, your journals and photos highlight the personal toll, witnesses confirm that others see it too, and experts tie it all together with authority that supports your claim. Gathering all this proof takes effort, and it can feel daunting on top of everything else you’re going through, but you don’t have to do it alone. With the right guidance from an experienced law firm like Warren Allen LLP, the right support, and the right evidence, your pain and suffering claim has a far better chance of being recognized as a reflection of the challenges you’ve carried and the justice you deserve.

How to Handle an Uninsured Driver Accident in Oregon

How to Handle an Uninsured Driver Accident in Oregon

Written by George McCoy on . Posted in Car Accident, Personal Injury.

Getting in a car accident is always stressful, but when the other driver is uninsured, it can add additional complications. In Oregon, drivers are required to carry uninsured motorist coverage and personal injury protection (PIP), which provides some financial help if your car is damaged or you are injured. Sometimes, though, drivers don’t meet the insurance requirements. Is there any way to seek damages from an uninsured driver?

If you are involved in an uninsured driver accident in Oregon, there are certain steps you should take, including reporting the incident, gathering evidence, and contacting your insurance provider. To provide you with some general guidance on these issues, we’ve put together the following article. However, it’s also a good idea to consult with a reputable personal injury attorney like the ones at Warren Allen LLP for assistance recovering damages.

Immediate Steps to Take at the Scene of an Uninsured Driver Accident

First, the physical safety of everyone involved is of utmost importance. To the best of your ability, ensure that everyone is safe. This might involve moving vehicles out of traffic, but don’t leave the scene of the accident. Call 911 to request police assistance, especially if there is significant damage, or for medical assistance if there are injuries.

Exchange contact information with the other driver(s) involved, including name, address, phone number, email, driver’s license number, license plate number, and insurance information (if available). Be careful not to admit fault. Even a simple apology might be used as evidence of wrongdoing on your part later.

If it’s safe to do so, document the scene by taking pictures or video of all damage to vehicles or property, license plates, road conditions, the position of vehicles, traffic signs or signals, and injuries. Collect names and contact information of any passengers and eyewitnesses. Make note of the time, date, weather, location, and anything else you think might be relevant.

Ask for the reporting law enforcement officer’s name, badge number, and incident report number, which will help you or your insurance company access the police report later.

Finally, seek medical attention as soon as possible, even if you have no visible injuries and feel fine initially. Not all injuries are immediately evident, including concussions or internal injuries, and you may not experience symptoms right away. Getting early treatment, however, provides documentation and establishes a correlation between the accident and your injuries, which may be important for insurance purposes.

Report the Incident

Oregon drivers are required by law to file an Oregon Traffic Collision and Insurance Report with the Department of Motor Vehicles (DMV) within 72 hours under certain circumstances, including if the accident caused:

  • Any injury or death
  • More than $2,500 damage to your vehicle
  • More than $2,500 damage to any vehicle and any vehicle to be towed from the scene
  • More than $2,500 damage to property other than the vehicles involved

Failure to file a report with the DMV, even if law enforcement filed a report, could result in the suspension of your license.

Work with Your Insurance Provider

Many insurance policies require prompt notification of any accident you might be involved in, so you should report the incident to your insurer as soon as possible. Let them know that the other driver was uninsured.

Oregon requires all drivers to carry insurance coverage, including a minimum of $15,000 in PIP and uninsured motorist protection of $25,000 per person or $50,000 per crash for bodily injury. Confirm the details of your specific policy with your insurance provider.

Make a note for your records of all your claim details. Include your claim number, contact information for your insurance adjuster, and any deadlines. Maintain documentation of all communications, including taking notes and preserving emails and other written communication in a file for easy reference.

How Does Uninsured Motorist (UM) Coverage Work?

If you have the minimum mandatory amount of UM coverage, your insurance will help cover costs for medical expenses like hospital stays, physical therapy, and medication; lost wages; and pain and suffering up to $25,000 or up to $50,000 if you and a passenger are injured. If you have additional coverage, your insurance will cover costs up to your limit. This coverage also helps protect drivers involved in a hit-and-run collision, where the other driver left the scene.

You should also ask whether you included Uninsured Motorist Property Damage Coverage, which is optional, in your policy. This coverage would help pay for vehicle damage or replacement.

How Does PIP Work?

Oregon’s required PIP provides $15,000 of coverage no matter who is at fault. Drivers can use these funds for their medical expenses (including hospital stays, dental expenses, surgery, or ambulance services) for themselves or their passengers. Just note that those medical expenses must be considered both reasonable and necessary and must occur within a year of the accident. PIP coverage also provides up to $3,000 per month in lost wages if you are disabled and unable to work for at least two weeks.

Handling Disputes with Your Insurance Company

Working with your insurance company can sometimes be difficult, and disputes are common. Your insurance company might even try to undervalue or deny your claim. If your insurer disputes your claim, you might need to begin an arbitration process to resolve the dispute. Consulting with a personal injury lawyer can be very helpful in cases of dispute or denial.

Talk to a Personal Injury Lawyer

Talking to a personal injury lawyer who has experience with uninsured driver accidents can provide the support you need in navigating the insurance claims process, maximizing the valuation of your claim, gathering evidence, and representing you during arbitration or in court if you choose to pursue a case against your insurer or the uninsured driver. They can help you avoid mistakes and missed deadlines that could hurt your case and ensure you are accurately assessing your total damages, including pain and suffering, emotional impact, lost earning capacity, and future medical needs. If you have been involved in an uninsured driver accident in Oregon, contact the personal injury team at Warren Allen to get solid legal advice about your specific case today.

What Do General Damages Mean in Insurance?

What Do General Damages Mean in Insurance?

Written by George McCoy on . Posted in Car Accident, General Law, Personal Injury.

If you’ve been hurt in an accident, you’ve likely encountered a number of unfamiliar terms in the process of filing a claim. One phrase that might be unclear is “general damages.” This insurance term refers to damages related to the emotional, mental, and physical hardships you’ve experienced, like pain, anxiety, or loss of enjoyment of life. These non-economic damages don’t show up on your hospital bill, but they’re often what affect you the most after an accident.

While your medical bills and lost wages fall under economic damages, general damages in insurance are the invisible ways your life has changed. Maybe you can’t sleep without discomfort, or maybe you’re dealing with a level of stress that wasn’t part of your life before the injury. Insurance companies are supposed to compensate you for those changes, but it often requires much more than just explanation and proof to get a fair settlement.

When you have a better understanding of how insurance handles general damages, it becomes easier for you to make informed decisions about your claim. This article will walk you through common types of general damages and how their impact is calculated and proven in an insurance claim.

Types of Losses Covered by General Damages

A personal injury can result in more than medical bills or missed income. When your daily routines change due to lingering pain or when your confidence is lost because of anxiety or emotional trauma, in the world of insurance, those changes fall under the category of general damages. These are not just incidental effects; they reflect meaningful disruptions to your quality of life.

Compensation for general damages covers losses tied to physical pain, mental suffering, and reduced enjoyment of life. This can also involve the emotional strain caused by limited mobility, difficulty sleeping, or strained relationships. Even when recovery is expected, a temporary inability to live normally can lead to compensation under this category.

Since every person’s experience is different, general damages are inherently subjective. They reflect how the aftermath of an injury impacts the personal aspects of daily living, even in the absence of receipts or invoices. A long recovery period, persistent discomfort, or changes in behavior, for instance, can all be considered general damages in an insurance claim.

When properly documented and communicated, these elements form a compelling basis for determining appropriate compensation and helping the injured person bridge the gap between medical treatment and emotional recovery.

How Non-Economic Losses Are Calculated

Unlike medical expenses or repair estimates, non-economic damages don’t come with specific costs, so assigning a monetary value to your pain or psychological suffering requires a different kind of evaluation. In most cases, calculation methods are designed to approximate what these experiences are worth to you.

One approach is the multiplier method, where the total amount of economic damages is multiplied by a number reflecting the severity and longevity of the injury’s impact on you. Another is the per diem method, which assigns a daily rate for your suffering that is then multiplied by the number of days the effects persist. Each method attempts the difficult task of translating your intangible suffering into financial terms.

The actual number used in these formulas can vary widely depending on your medical diagnoses, length of recovery, limitations on your daily life, and psychological effects such as anxiety or depression. What may seem like a minor injury on paper can be much more significant when chronic discomfort or emotional disruption is taken into account.

Because these calculations aren’t exact, insurance companies often start with low offers. Keeping comprehensive documentation is necessary for conveying the full value of your general damages in your insurance claim. When reinforced by legal support familiar with local insurance tactics, claims tend to result in more appropriate compensation.

Supporting Evidence

General damages are based on how an injury affects your life in real terms, and insurers rely heavily on supporting materials to justify financial compensation to you. Your medical records are one of the most effective tools for showing the effects of pain and emotional hardship. If your treatment continues beyond initial care, such as through physical therapy or counseling, it becomes clear that the injury has ongoing consequences for you.

Psychiatric evaluations or notes from specialists can also demonstrate the extent of your emotional distress, and personal records, like journals or pain logs, help provide even further insight into your experience. These entries offer a timeline of your symptoms, struggles, and setbacks. Even though they’re informal, they reveal a day-to-day account of how your life has changed, helping to support your case beyond standard paperwork.

Statements from friends, family, or coworkers who have noticed shifts in your behavior or witnessed your emotional challenges can also help support your claim. These different perspectives can show that your suffering isn’t isolated or exaggerated; it’s noticeable to others, and it’s consistent over time.

Lasting Impact of Non-Economic Losses

Long after a cast is removed or a scar begins to fade, the effects of an injury often remain. When trauma lingers as anxiety, isolation, or chronic discomfort, those experiences need to be acknowledged. The purpose of general damages in an insurance claim is not to put a price on your pain but to ensure that your suffering is recognized in legal and financial terms.

The decisions you make early in the claims process can shape the outcome for years to come. Take the time to reflect on how an injury has impacted your work, relationships, hobbies, and mental health. When a claim is rushed or undervalued, it can leave you without the support you need to complete your recovery. The attorneys at Warren Allen LLP will help you move forward with clarity and fairness, advocating on your behalf and with your best interests in mind. Remember, your emotional well-being and your ability to return to a fulfilling life are just as important as paying any medical debts.

Top Causes of Traffic Accidents in Portland Oregon

Top Causes of Traffic Accidents in Portland Oregon

Written by George McCoy on . Posted in Car Accident.

Traffic accidents are an unfortunate reality of life and almost always completely unexpected, but that doesn’t mean you can’t lower your risk of being involved in an accident. It can be helpful to be aware of some of the most common factors that contribute to traffic accidents in Portland, Oregon, and the greater Portland area, so you can stay vigilant and try to avoid or stay safe in these situations.

Distracted Driving

We’ve all seen other drivers swerving in and out of lanes while looking down at their phones. Distracted driving can come in many forms, though. Anything that takes our attention away from driving—using the phone, texting, eating, adjusting the radio, feeling drowsy, and even talking to passengers in the car—can lead to collisions.

Although Oregon does have a law in place that makes it illegal to drive while holding and using a mobile electronic device (including GPS, laptop, cellphone, or tablet), violations are common, and the law does not cover other distractions. Being aware of your surroundings, pedestrians, other drivers, and cyclists, and focusing on driving are vital to ensuring you can react appropriately and keep yourself and others safe.

Speeding

Unfortunately, high speeds generally increase the severity of a crash. As a result, wide, multi-lane roads where drivers can go faster tend to experience more severe accidents, with more serious injuries and fatalities. According to the Oregon Department of Transportation, speed played at least a partial role in 42 percent of deadly crashes between 2017 and 2021, although this number could be underreported since it is sometimes difficult to know the speed of a vehicle at the time of an accident.

Accidents due to speeding don’t just affect vehicles, either. A pedestrian struck at 40 miles per hour is 8 times more likely to die than if they had been hit at 20 miles per hour.

Speeding isn’t always just about driving over the speed limit. Drivers also need to factor in road and weather conditions when adjusting their speeds.

Impaired Driving

Driving while under the influence of alcohol or drugs presents significant dangers. Alcohol and drugs, even prescription drugs in some cases, can negatively affect motor skills, cognitive function, reaction time, and coordination. All of these can impair drivers’ ability to steer, brake, make good judgments, and respond to unexpected hazards or the actions of other drivers. Impaired driving dramatically increases the risk of traffic accidents, injuries and fatalities, potential legal penalties, and even lifelong consequences for victims and their families.

Increased Traffic and Aggressive Driving

With the popularity of SUVs, trucks, vans, and other large vehicles, roadways have become increasingly crowded, and crashes have become more serious, partly due to the extra weight and height of the larger vehicles. This can be especially devastating if pedestrians are involved.

In addition to the size of vehicles increasing traffic congestion, driver behavior is also a contributing factor to many collisions and traffic accidents. Aggressive driving, such as tailgating (following the vehicle in front of you too closely), weaving in and out of traffic, speeding, and ignoring traffic signs and signals, can be dangerous for everyone, including the aggressive driver.

Weather and Road Conditions

Although the situations listed above are common everywhere, weather and road conditions are of particular concern in traffic accidents in Portland, Oregon, since, in the fall and winter, the city experiences increased rainfall. Wet roads become slick, reducing friction and increasing the chances of hydroplaning, which lends itself to many rear-end collisions. Overcast skies and foggy weather can also reduce visibility, making it difficult for drivers to gauge the speed and distance needed to avoid other vehicles.

Icy roads can also be a concern. Because the Portland area has a fairly moderate climate, major snow and ice storms are not a regular occurrence, and it isn’t as well equipped as snowier areas with de-icers and snow plows to prepare roadways and ensure safe road conditions. In addition to icy roads, drivers without previous experience driving on wintery roads might also be unaware that they should drive slower and brake sooner when the roads are slippery. This combination of unfavorable road conditions and inexperience can lead to spinouts and collisions.

Poor Visibility and Nighttime Driving

As mentioned above, overcast skies and fog can result in poor visibility, but certain times of day and evening—dusk, dawn, late night, early morning—can also create dark or low-light conditions that make it difficult for drivers to see well. These times of day and night can be especially treacherous for pedestrians and bicyclists since drivers might be less likely to see them, especially if they are wearing dark clothing.

Keeping Yourself and Others Safe

Of course, it’s impossible to control the actions of those around you, but there are steps you can take to try to keep yourself and others as safe as possible when driving in Portland.

  • Always drive sober.
  • Eliminate distractions—don’t text, use the phone, or eat while driving.
  • Increase the distance between you and the vehicle in front of you, especially in bad weather or at night.
  • Follow the speed limit, but slow down if the weather or road conditions are not ideal.
  • Use headlights at dusk, dawn, and nighttime
  • Yield to pedestrians, even at unmarked crosswalks

Pedestrians and cyclists can do their part to reduce the risk of traffic accidents as well. Always wear reflective or light clothing, especially if you are on the road when there is low visibility.

Help for Those Injured in Traffic Accidents in Portland, Oregon

Traffic accidents can happen to anyone, even if you are a safe and conscientious driver. For those who have been injured or suffered damages as a result of traffic accidents in Portland, Oregon, we’re here to help.The personal injury lawyers at Warren Allen LLP have years of experience in representing clients seeking financial compensation to help cover medical costs, repairs, lost wages, pain and suffering, and other damages. It’s easy to set up your free consultation. Just contact us today.

Take These Steps If You’ve Been in a Car Accident in Oregon

Take These Steps If You’ve Been in a Car Accident in Oregon

Written by George McCoy on . Posted in Car Accident.

A car accident is a terrifying and incredibly stressful event, especially when injury or death occurs as a result. Even a minor incident on the road can create long-term financial and emotional consequences, as dealing with the complex legal and medical paperwork can feel overwhelming, especially after you’ve suffered a traumatic experience. After a car accident, your main focus should be recovery, yet the police, DMV, insurance companies, and medical institutions will all be making demands for more information.

Our Oregon-based legal firm, Warren Allen LLP, is here to help. While we can’t make the accident itself any less stressful, we can help you navigate the steps you need to take so you can minimize some of the chaos and confusion in its aftermath. If you’ve experienced a car accident in Oregon, we offer legal advice and representation .

As soon as possible after an accident has occurred, follow this guide to ensure a smooth return to normalcy.

Seek Medical Attention as Soon as Possible

The first priority after any car accident is to see to the health and safety of the people involved. If any injuries or fatalities have occurred, call 911 immediately. In severe accidents, emergency medical care may be required. If emergency services are called to the scene, heed their instructions and ensure that everyone affected by the accident receives the appropriate care. Note that it is not always obvious when an injury has occurred. Symptoms may sometimes manifest themselves days or even weeks later, particularly as the adrenaline caused by a traumatic event may mask pain and discomfort.

Even if there aren’t clear signs of an injury, you and anyone else involved in the accident should see a medical professional as soon as possible. Not only will this allow any problems to be addressed before they become more serious, but it will also help to ensure that any diagnoses that are made can be directly linked to the crash. If you wait too long, you may have difficulty proving your injuries were caused by the accident should any legal action need to be taken.

Obtain Insurance Information

The next task is to obtain insurance information for all parties involved in the accident. Depending on the circumstances of the accident, this may or may not be a simple matter, but it’s important to get it sorted out at the scene, if possible. Exchange insurance information with the other driver (or drivers) involved. At the bare minimum, you’ll need a name, phone number, and the name and phone number of their insurance company. You should also take note of some basic details about the cars involved, including the makes, models, and license plate numbers.

Follow Up Afterwards if Necessary

Of course, it isn’t always as simple as just trading information at the scene. If a hit and run occurred, or if the injuries involved were too great to discuss paperwork details before an injured party left by ambulance, then you may need to follow up afterward to get the information you need. Typically, this can be done by checking the police report from the accident scene or contacting the DMV.

Document the Scene – Including Photos

After an accident, you will likely need to file an insurance claim, and you may eventually choose to seek legal counsel as well. In both cases, it’s important to be able to provide as much information as possible from the scene, so ensure that you have clear documentation, if you can.

Part of this will include your statement as a witness, so try to recall as many details as you can in the moment, including the exact location and time of the accident, the weather, the state of the roads, and so on. Write down everything you remember, including the circumstances leading up to the accident and its immediate aftermath. Get information from anyone else who was in the vehicle or may have witnessed the accident as well.

If you can do so safely, you should also compile photographic documentation of the accident scene. Take pictures of the damage to the vehicles as soon as possible after it has occurred, as well as the surrounding area, including the road conditions. How is each car positioned? Are there any hazards nearby? Is the road wet or icy? The better you can paint a clear photographic picture, the more help you can provide to the authorities, insurance companies, and if necessary, your legal team.

File a Police Report

In some cases, the police will be called to the scene of an accident to assist. In other cases, however, you may need to contact them after the fact to file a report. After a less serious car accident in Oregon, police departments have non-emergency numbers you can call, which should be done as soon as possible to ensure a timely report is made. In the state of Oregon, you are legally required to make a report if an injury or death occurs or if more than $2,500 of property damage has taken place.

Notify Your Own Insurer

Your own insurance company will also need to receive thorough documentation of the accident so that you can collect any damages you may be entitled to. The information you have collected should be submitted to them, particularly any photographic evidence. Your insurance company will also need records of any damage to your vehicle or any medical costs that have been incurred.

Seek Legal Counsel

In any situation involving police, insurance companies, and potential lawsuits, it can be to your benefit to have legal representation on your side. Without the help of a legal professional, you may not be aware of your rights in the situation or the risk of litigation or charges you may be facing. A dedicated legal counsel can also help ensure you receive the maximum insurance payout or other compensation you may be entitled to.To help you navigate the complexities of Oregon law, contact us at Warren Allen LLP. We’ll go to work to help you recover legally and financially from this traumatic experience.

What Questions to Ask After a Car Wreck in Oregon?

What Questions to Ask After a Car Wreck in Oregon?

Written by George McCoy on . Posted in Car Accident, Personal Injury.

Being involved in a car accident, even a minor one, can be disorienting. One of the best things you can do to prepare just in case is to know what information you might need to gather to help protect your rights.

For instance, whenever possible, take pictures of vehicle damage (from several vantage points), license plates, driver’s licenses and insurance cards, any visible injuries, and the scene of the accident itself (including weather conditions, skid marks, traffic signals or signs, other vehicles, debris, etc.). Also, write down as much information as you can, especially about road conditions, weather, or other contributing factors, as soon as possible while your memory is fresh.

The personal injury attorneys at Warren Allen LLP have worked with many clients throughout the Pacific Northwest and have put together helpful guidance on the questions you should ask after a car wreck in Oregon, in addition to documenting the scene, to be ready for potential legal or insurance claims.

Questions to Ask Immediately

Although it can be difficult to think clearly after a car accident, it’s important to try to stay calm. The most important immediate consideration is the safety of everyone involved. Useful questions could include:

  • Is anyone hurt? If so, call 911 for an ambulance.
  • Are we in a safe spot? If there are no injuries and the vehicles are operable, move them to the shoulder of the road or to a safe location near the scene of the accident, such as a parking lot, to make room for other motorists and emergency response vehicles. Oregon law actually requires drivers to remove vehicles from the roadway after an accident in these situations.
  • Can other drivers see us? If there are injuries or you are not able to move your car, do your best to make sure other drivers can see that your vehicle is disabled to prevent secondary collisions. Turn on your hazard lights and use roadside flares or warning triangles if you have them.
  • Once everyone is as safe as possible, the next question to ask is, Do I need to report the accident to the police? In the case of a car wreck in Oregon, drivers are required to inform law enforcement if the accident results in death or injury, more than $2,500 in damages (to vehicles or property), or a vehicle being towed from the scene along with damage over $2,500. Remember that you will need to file a Collision and Insurance report with the DMV within 72 hours of the accident if it meets the above criteria.

Questions for Law Enforcement

When police arrive at the scene, it can be helpful to ask certain questions to make sure you have the necessary information should you need to pursue a legal or insurance claim later. Ask for the responding officer’s name and badge number and which law enforcement agency they are affiliated with. You can also ask for the case number (sometimes also referred to as an incident number), how you can access a copy of the police report, and if the officer is issuing any charges or citations.

Questions for Others Involved

No matter who is at fault in the accident, it’s important to exchange information with the other driver or drivers. Ask for full names and contact information. If possible, you should also ask to see their insurance card and take a picture of it so that you have a record of their insurance company, a policy number, and a phone number. Do they own the car, or if not, who is the owner? Make note of the make, model, color, and license plate number of each vehicle involved. Take down the names of any passengers involved as well.

As you gather information from the other drivers, be careful not to admit fault. Avoid apologizing, since an apology could be interpreted as accepting blame for the accident.

Questions for Witnesses

If other drivers or pedestrians witnessed the accident and have stayed at the scene, you can ask questions to get witness statements. Getting information from witnesses is best done as soon as possible since memories tend to fade or change with time. Basic questions for witnesses could include:

  • Can I have your name and contact information?
  • What did you see or hear?
  • Were you driving, stopped, parked, or standing nearby? Where?
  • Are you willing to give a witness statement to law enforcement or to an insurance adjuster?

Questions for Your Insurance Company

Although it’s a good idea to be familiar with your insurance policy before you ever need it, you should speak with your insurance agent as soon as possible after a car wreck in Oregon. Be sure to talk with your own insurance company before you give any statements to the insurance company of the other driver. Ask about your policy’s coverage and limits. Oregon has specific car insurance requirements, but it’s possible that you have additional coverage as well.

Can your insurance company help with car repairs or a rental vehicle? Do they require a detailed statement? How much time do you have to file a claim? Will your premiums increase if you file a claim? What documentation do you need to provide?

Questions for a Personal Injury Lawyer

In certain cases, you might need to consult with a personal injury lawyer. For instance, if you or someone in your vehicle is injured in the accident, if fault is being disputed, if the other driver’s insurance company or attorney contacts you, or if you feel like you are being pressured to admit fault or accept a settlement that is less than reasonable.

When looking for a reputable personal injury lawyer, ask about their experience with cases similar to yours and if they specialize in personal injury. You can ask about their success rate and if they have trial and court experience. They should also provide you with clear information about their fees and pricing structure. Many personal injury lawyers work on a contingency basis where they do not get paid unless you win your case. If you have been in a car wreck in Oregon, the personal injury team at Warren Allen LLP would be happy to discuss your case and your options with you. You don’t have to face this challenging time alone. Let our team be your team. Schedule a consultation today!

Involved in a Hit and Run in Oregon? What To Do Next

Involved in a Hit and Run in Oregon? What To Do Next

Written by George McCoy on . Posted in Car Accident, Personal Injury.

Being involved in a hit-and-run in Oregon can be a shocking and disorienting experience, leaving drivers feeling stunned, confused, and uncertain about what to do next. The sudden impact, the sound of crunching metal, and the realization that the other party has fled the scene can be traumatic, and it’s not uncommon for drivers to feel overwhelmed and unsure of how to proceed. In the aftermath of a hit-and-run incident, drivers may face a range of challenges, from dealing with insurance companies to seeking medical attention for injuries.

A hit-and-run incident can be complex, involving multiple parties, insurance claims, and potential legal action. Having to interact with law enforcement, insurance adjusters, and medical professionals, all while trying to repair your vehicle and get your life back on track, can be incredibly stressful and frustrating.

This article will provide guidance for drivers who find themselves in the aftermath of a hit-and-run accident in Oregon, outlining the immediate steps to take, the importance of obtaining medical attention, and the options for seeking compensation. Understanding the process can help you make informed decisions and take the necessary steps to protect your rights and interests.

At Warren Allen LLP, we understand the complexities and challenges involved in these cases. We have a deep understanding of the unique nature of Oregon law and are committed to client-centered advocacy and helping hit-and-run victims receive the best possible outcome in their cases.

Immediate Steps After a Hit-and-Run

After a hit-and-run, take immediate action and report the accident. Contact the police and provide as much detail as possible about the incident, including the location, time, and description of the other vehicle. If the other party has fled the scene, reporting the accident to the police can help initiate an investigation and increase the chances of identifying the other driver.

Gathering evidence is another critical part of the process. You should take photos of the scene, including damage to your vehicle or property and visible injuries. You should also make note of any distinctive features of the other vehicle, such as the license plate number or make and model of the vehicle. Witness statements can also help piece together what happened.

Be sure to keep a detailed record of any expenses related to the accident, including medical bills, repair estimates, and a record of any time missed from work. This will help you build a strong case and increase the chance of compensation.

Seeking Medical Attention

After a hit-and-run in Oregon, seek medical attention. Having a thorough medical evaluation can help identify any potential hidden injuries that may not be immediately apparent, like whiplash or internal injuries. A medical evaluation also provides a record of the injuries, which can be important for insurance purposes and in the case of a lawsuit. Some injuries may require ongoing treatment, and a medical professional can also help develop a treatment plan to ensure the best possible outcome.

Seeking prompt medical attention ensures you receive both the necessary treatment and the documentation to support your claim. This can be especially important in hit-and-run cases, where the at-fault driver may not be identified or may not have insurance.

Understanding Your Legal Rights

It’s important to understand the legal rights and options available to victims of a hit-and-run in Oregon, as medical billing and insurance laws can be complex. Oregon law takes hit-and-run incidents seriously, and drivers who flee the scene can face severe penalties, including fines, license suspension, and even imprisonment. The law requires drivers to stop and exchange information after an accident, and failure to do so can result in serious consequences.

It’s also important to be mindful of the statute of limitations for filing a claim in Oregon, as this sets a deadline for filing a lawsuit. If you miss this deadline, you may lose your right to seek compensation. The statute of limitations for personal injury claims in Oregon is generally two years from the date of the accident, but it’s best to consult with an attorney experienced in Oregon law, like those at Warren Allen LLP, to understand the specific requirements for your case.

Insurance Options and Uninsured Motorist Coverage

After a hit-and-run in Oregon, understanding your insurance options is essential to ensuring you receive the compensation you deserve. Oregon law requires drivers to carry personal injury protection (PIP) coverage and uninsured motorist coverage. Uninsured motorist coverage can help cover expenses related to medical bills, lost wages, and property damage when the at-fault driver is not identified or does not have insurance.

Insurance adjusters may ask questions about the incident, and it’s important to provide accurate and detailed information. You should also review your policy to understand the coverage limits or any exclusions that may apply. It’s also a good idea to keep a record of all correspondence with your insurance company, including phone calls, emails, and letters.

Pursuing Compensation

In a hit-and-run case, victims may be eligible for compensation for various types of damages, including economic damages, such as medical expenses and lost wages, and non-economic damages, like pain and suffering and emotional distress. In some cases, punitive damages may also be available, which can be awarded to punish the at-fault driver for their reckless or intentional behavior. Seeking legal representation is imperative in the aftermath of a hit-and-run in Oregon. An experienced attorney will advocate on the victim’s behalf, ensuring their rights are protected and that they receive the compensation they deserve. Warren Allen LLP is a trusted resource for those seeking legal guidance and representation and can help victims of hit-and-run incidents achieve the best possible outcome. Contact us so you can move forward with your life.

How To Comply with Oregon Car Insurance Laws

How To Comply with Oregon Car Insurance Laws

Written by George McCoy on . Posted in Auto Insurance, Car Accident.

Many states differ slightly when it comes to regulations regarding car insurance. So, if you’re an Oregon driver, understanding Oregon car insurance laws is essential to ensure you have appropriate coverage and avoid fines and penalties for non-compliance. Oregon car insurance laws include minimum coverage limits, mandatory policies related to personal injury protection, proof of insurance rules, and penalties for non-compliance.

These laws are in place to protect Oregon drivers and help pay for damages in the case of accidents. They also protect other people on the road and their property. Although you can’t control what other drivers do, you can make sure you are in compliance with Oregon car insurance laws by following the guide below.

Minimum Coverage Limits

Oregon car insurance laws require all drivers to carry liability insurance, which covers the costs of injuries and property damage to others (up to the given limits) if you are at fault in an accident.

At minimum, Oregon drivers must have:

  • Bodily injury liability: $25,000 per person; $50,000 per accident
  • Property damage liability: $20,000 for damage to others’ property
  • Personal injury protection: $15,000 per person
  • Uninsured/underinsured motorist coverage: $25,000 per person; $50,000 per accident for bodily injury

Keep in mind that you could be personally responsible for additional costs if damages exceed the limits of your coverage, so it may be worthwhile to consider additional coverage.

Personal Injury Protection

Personal injury protection insurance is mandatory in Oregon. The policyholder can use this insurance coverage to pay for medical expenses, some lost wages, and other related costs for themselves and their passengers, no matter who was at fault in the accident.

Be sure to read through your policy to understand your benefits. Generally, medical expenses can include hospital stays, dental services, surgeries, and ambulance and prosthetic services, but they must be “reasonable and necessary” and must occur within two years of the accident to be eligible for compensation. Other benefits include paying up to 70 percent of lost wages (including salary, tips, wages, profits, commission, and professional fees) if the disability lasts more than 14 days; funeral expenses up to $5,000; and childcare if the injured person is the parent of a minor child and is hospitalized.

Uninsured/Underinsured Motorist Coverage

What do you do if the person at fault doesn’t have insurance? Uninsured or underinsured motorist coverage protects Oregon drivers from other drivers who either have no car insurance at all or do not have enough coverage. As the policyholder, you can also use this coverage if you are the victim of a hit-and-run and do not have information about the other driver involved. Your benefits generally help cover medical expenses and other costs if you are injured.

Proof of Insurance

Oregon car insurance laws require drivers to carry proof of insurance with them while driving, even if they don’t own the car. You should always be prepared to show proof of insurance to law enforcement officers if you are involved in a traffic stop or an accident. Valid formats include a physical or digital insurance identification card supplied by your insurance company, a copy of your insurance policy, or an official letter from your insurance company.

The Department of Motor Vehicles (DMV) will also require proof of insurance when you renew your vehicle registration. If you don’t have insurance coverage, you may be prohibited from renewing your registration.

Penalties for Non-Compliance

Failure to comply with Oregon’s car insurance laws can result in several negative consequences:

Fines

If you are pulled over by law enforcement for a traffic violation or if you are involved in an accident and cannot provide proof of insurance to the police officer or other driver, you can be cited for “failure to carry proof.” Driving without insurance will result in a fine of at least $130 but can be as much as $1,000, depending on the judge. Fines tend to increase if you are a repeat offender.

License Suspension

For a driver involved in an accident who cannot provide proof of insurance, the DMV will suspend their license and require them to buy insurance before they can get their license back. You will need to get an SR-22 Certificate from your insurance company (usually for an extra fee) to show that you have liability insurance and file it with the DMV. It’s important to note that this requirement stands even if you do not own a vehicle.

Financial Responsibility

When you are involved in an accident, insurance helps pay for some of the costs related to injuries and property damage. So, if you are at fault and don’t have insurance, you will most likely be held personally responsible financially for all damages. The injured party can file a lawsuit, and if a judgment rules against you, you must pay within 60 days. Failure to pay the judgment can result in the suspension of your license until you do pay. In some cases, the court could order that money be taken from your paychecks or a lien placed on your property.

Protect Yourself and Your Rights

Having at least the minimum required insurance coverage listed above, always carrying proof of insurance with you while driving, and staying current on your insurance premiums are the first steps in complying with Oregon car insurance laws to avoid fines and other penalties. You might also consider additional coverage, such as collision coverage or coverage for when you drive a rental car. If you have been injured in an accident (including as a pedestrian or bicyclist) and would like some help navigating insurance claims or potentially pursuing a personal injury claim in court, contact the personal injury team at Warren Allen LLP to get the legal help you need and discuss your options. We have years of experience in providing our clients with exceptional service and sound legal advice. Call us today.