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Take These Steps If You’ve Been in a Car Accident in Oregon

A car accident is a terrifying and incredibly stressful event, especially when injury or death occurs as a result. Even a minor incident on the road can create long-term financial and emotional consequences, as dealing with the complex legal and medical paperwork can feel overwhelming, especially after you’ve suffered a traumatic experience. After a car accident, your main focus should be recovery, yet the police, DMV, insurance companies, and medical institutions will all be making demands for more information.

Our Oregon-based legal firm, Warren Allen LLP, is here to help. While we can’t make the accident itself any less stressful, we can help you navigate the steps you need to take so you can minimize some of the chaos and confusion in its aftermath. If you’ve experienced a car accident in Oregon, we offer legal advice and representation .

As soon as possible after an accident has occurred, follow this guide to ensure a smooth return to normalcy.

Seek Medical Attention as Soon as Possible

The first priority after any car accident is to see to the health and safety of the people involved. If any injuries or fatalities have occurred, call 911 immediately. In severe accidents, emergency medical care may be required. If emergency services are called to the scene, heed their instructions and ensure that everyone affected by the accident receives the appropriate care. Note that it is not always obvious when an injury has occurred. Symptoms may sometimes manifest themselves days or even weeks later, particularly as the adrenaline caused by a traumatic event may mask pain and discomfort.

Even if there aren’t clear signs of an injury, you and anyone else involved in the accident should see a medical professional as soon as possible. Not only will this allow any problems to be addressed before they become more serious, but it will also help to ensure that any diagnoses that are made can be directly linked to the crash. If you wait too long, you may have difficulty proving your injuries were caused by the accident should any legal action need to be taken.

Obtain Insurance Information

The next task is to obtain insurance information for all parties involved in the accident. Depending on the circumstances of the accident, this may or may not be a simple matter, but it’s important to get it sorted out at the scene, if possible. Exchange insurance information with the other driver (or drivers) involved. At the bare minimum, you’ll need a name, phone number, and the name and phone number of their insurance company. You should also take note of some basic details about the cars involved, including the makes, models, and license plate numbers.

Follow Up Afterwards if Necessary

Of course, it isn’t always as simple as just trading information at the scene. If a hit and run occurred, or if the injuries involved were too great to discuss paperwork details before an injured party left by ambulance, then you may need to follow up afterward to get the information you need. Typically, this can be done by checking the police report from the accident scene or contacting the DMV.

Document the Scene – Including Photos

After an accident, you will likely need to file an insurance claim, and you may eventually choose to seek legal counsel as well. In both cases, it’s important to be able to provide as much information as possible from the scene, so ensure that you have clear documentation, if you can.

Part of this will include your statement as a witness, so try to recall as many details as you can in the moment, including the exact location and time of the accident, the weather, the state of the roads, and so on. Write down everything you remember, including the circumstances leading up to the accident and its immediate aftermath. Get information from anyone else who was in the vehicle or may have witnessed the accident as well.

If you can do so safely, you should also compile photographic documentation of the accident scene. Take pictures of the damage to the vehicles as soon as possible after it has occurred, as well as the surrounding area, including the road conditions. How is each car positioned? Are there any hazards nearby? Is the road wet or icy? The better you can paint a clear photographic picture, the more help you can provide to the authorities, insurance companies, and if necessary, your legal team.

File a Police Report

In some cases, the police will be called to the scene of an accident to assist. In other cases, however, you may need to contact them after the fact to file a report. After a less serious car accident in Oregon, police departments have non-emergency numbers you can call, which should be done as soon as possible to ensure a timely report is made. In the state of Oregon, you are legally required to make a report if an injury or death occurs or if more than $2,500 of property damage has taken place.

Notify Your Own Insurer

Your own insurance company will also need to receive thorough documentation of the accident so that you can collect any damages you may be entitled to. The information you have collected should be submitted to them, particularly any photographic evidence. Your insurance company will also need records of any damage to your vehicle or any medical costs that have been incurred.

Seek Legal Counsel

In any situation involving police, insurance companies, and potential lawsuits, it can be to your benefit to have legal representation on your side. Without the help of a legal professional, you may not be aware of your rights in the situation or the risk of litigation or charges you may be facing. A dedicated legal counsel can also help ensure you receive the maximum insurance payout or other compensation you may be entitled to.To help you navigate the complexities of Oregon law, contact us at Warren Allen LLP. We’ll go to work to help you recover legally and financially from this traumatic experience.

How To Comply with Oregon Car Insurance Laws

Many states differ slightly when it comes to regulations regarding car insurance. So, if you’re an Oregon driver, understanding Oregon car insurance laws is essential to ensure you have appropriate coverage and avoid fines and penalties for non-compliance. Oregon car insurance laws include minimum coverage limits, mandatory policies related to personal injury protection, proof of insurance rules, and penalties for non-compliance.

These laws are in place to protect Oregon drivers and help pay for damages in the case of accidents. They also protect other people on the road and their property. Although you can’t control what other drivers do, you can make sure you are in compliance with Oregon car insurance laws by following the guide below.

Minimum Coverage Limits

Oregon car insurance laws require all drivers to carry liability insurance, which covers the costs of injuries and property damage to others (up to the given limits) if you are at fault in an accident.

At minimum, Oregon drivers must have:

  • Bodily injury liability: $25,000 per person; $50,000 per accident
  • Property damage liability: $20,000 for damage to others’ property
  • Personal injury protection: $15,000 per person
  • Uninsured/underinsured motorist coverage: $25,000 per person; $50,000 per accident for bodily injury

Keep in mind that you could be personally responsible for additional costs if damages exceed the limits of your coverage, so it may be worthwhile to consider additional coverage.

Personal Injury Protection

Personal injury protection insurance is mandatory in Oregon. The policyholder can use this insurance coverage to pay for medical expenses, some lost wages, and other related costs for themselves and their passengers, no matter who was at fault in the accident.

Be sure to read through your policy to understand your benefits. Generally, medical expenses can include hospital stays, dental services, surgeries, and ambulance and prosthetic services, but they must be “reasonable and necessary” and must occur within two years of the accident to be eligible for compensation. Other benefits include paying up to 70 percent of lost wages (including salary, tips, wages, profits, commission, and professional fees) if the disability lasts more than 14 days; funeral expenses up to $5,000; and childcare if the injured person is the parent of a minor child and is hospitalized.

Uninsured/Underinsured Motorist Coverage

What do you do if the person at fault doesn’t have insurance? Uninsured or underinsured motorist coverage protects Oregon drivers from other drivers who either have no car insurance at all or do not have enough coverage. As the policyholder, you can also use this coverage if you are the victim of a hit-and-run and do not have information about the other driver involved. Your benefits generally help cover medical expenses and other costs if you are injured.

Proof of Insurance

Oregon car insurance laws require drivers to carry proof of insurance with them while driving, even if they don’t own the car. You should always be prepared to show proof of insurance to law enforcement officers if you are involved in a traffic stop or an accident. Valid formats include a physical or digital insurance identification card supplied by your insurance company, a copy of your insurance policy, or an official letter from your insurance company.

The Department of Motor Vehicles (DMV) will also require proof of insurance when you renew your vehicle registration. If you don’t have insurance coverage, you may be prohibited from renewing your registration.

Penalties for Non-Compliance

Failure to comply with Oregon’s car insurance laws can result in several negative consequences:

Fines

If you are pulled over by law enforcement for a traffic violation or if you are involved in an accident and cannot provide proof of insurance to the police officer or other driver, you can be cited for “failure to carry proof.” Driving without insurance will result in a fine of at least $130 but can be as much as $1,000, depending on the judge. Fines tend to increase if you are a repeat offender.

License Suspension

For a driver involved in an accident who cannot provide proof of insurance, the DMV will suspend their license and require them to buy insurance before they can get their license back. You will need to get an SR-22 Certificate from your insurance company (usually for an extra fee) to show that you have liability insurance and file it with the DMV. It’s important to note that this requirement stands even if you do not own a vehicle.

Financial Responsibility

When you are involved in an accident, insurance helps pay for some of the costs related to injuries and property damage. So, if you are at fault and don’t have insurance, you will most likely be held personally responsible financially for all damages. The injured party can file a lawsuit, and if a judgment rules against you, you must pay within 60 days. Failure to pay the judgment can result in the suspension of your license until you do pay. In some cases, the court could order that money be taken from your paychecks or a lien placed on your property.

Protect Yourself and Your Rights

Having at least the minimum required insurance coverage listed above, always carrying proof of insurance with you while driving, and staying current on your insurance premiums are the first steps in complying with Oregon car insurance laws to avoid fines and other penalties. You might also consider additional coverage, such as collision coverage or coverage for when you drive a rental car. If you have been injured in an accident (including as a pedestrian or bicyclist) and would like some help navigating insurance claims or potentially pursuing a personal injury claim in court, contact the personal injury team at Warren Allen LLP to get the legal help you need and discuss your options. We have years of experience in providing our clients with exceptional service and sound legal advice. Call us today.

Who Do I Call After a Car Accident in Oregon?

No one expects to get in a car accident, but having a plan in case a collision happens can take some of the stress out of the actual event and make navigating the experience easier. In particular, it’s important to know the steps to take and who to call following an accident. Responding proactively can help you prioritize the health and safety of the people involved and ensure everything is documented properly.

This guide will cover the essential contacts to make following a car accident in Oregon to ensure safety, compliance, and proper documentation. Whether you live here or are just passing through, understanding the proper protocols will give you a head start in terms of both meeting your responsibilities and protecting your rights.

Notify Law Enforcement

Your first call after getting into an accident should always be to law enforcement. Depending on the severity of the crash, you can call emergency services or contact a non-emergency police phone number to report the accident. Once they arrive, officers will help ensure your vehicle and others involved are out of harm’s way by directing traffic, and they’ll help facilitate the exchange of contact and insurance information between the drivers.

Law enforcement will also fill out an Oregon Police Traffic Accident Report. This report will be an unbiased, publically available statement documenting the details of the crash, including the location where it happened, the time of the accident, vehicle damage, whether there are injuries, weather conditions, the contact and insurance information of those involved, driver or passenger factors involved, and so on. Having a police report may help establish liability in a collision, which can be valuable when you seek compensation for damage or injuries.

Request Medical Assistance

If anyone involved in the accident needs medical attention, request an ambulance when you notify law enforcement. Injuries sustained in accidents are not always immediately apparent, so even if you and your passengers feel fine after the accident, you may want to obtain a medical assessment in the next day or two to ensure nothing is missed. An assessment will also provide clarity as to whether or not you need to fill out an accident report with the DMV (more on this in a moment).

Contact Your Insurance Provider

It’s incredibly important that you report the accident to your insurance company as soon as possible after it happens. Typically, this involves simply notifying them you were involved in a car accident and providing them with the insurance information you collected from the other drivers involved. Some insurance companies even allow clients to report accidents right from an app.

You should not need to interact with the other driver’s insurance company; that is for your insurance company to do on your behalf. If another driver’s insurance company contacts you, it is your right—and usually in your best interests—to decline to provide information, even if they are simply looking for a statement “for the record.” The intent behind that request is to gather information that could be used against you in the future.

Report the Accident to the DMV

According to Oregon law, you must submit an Oregon Traffic Accident and Insurance Report with the DMV within 72 hours of a crash if the crash meets the mandatory reporting criteria. A report must be submitted if damage to any vehicle is over $2,500; damages are over $2,500 and any vehicle is towed from the scene; injury or death resulted from the accident; and/or there was damage to property other than a vehicle over $2,500. If the damages are less than $2,500 but the other party does not have insurance, you can report the accident to the DMV.

When you submit the report, you will have to include identifying information, details about the crash and the vehicles involved, and your insurance information.

Seek Legal Assistance

If you were injured in the accident, you should also seek legal assistance. An Oregon personal injury attorney can help you determine if you have enough evidence for a case and, if so, help you build that case. For instance, you may have a valid case for personal injury if you were injured in an accident and were not at fault for the accident or if your car incurred physical damage in addition to the injuries you sustained.

Personal injury attorneys are experts at navigating personal injury cases after car accidents in Oregon. They speak to the insurance companies involved, fill out the necessary paperwork, and negotiate on your behalf so that you can continue recovering and carry on with your life. According to Oregon law, you have two years from the date of the accident to file a personal injury case.

Communication and Documentation

Knowing who to call after a car accident will help you successfully navigate the process of reporting and documenting the accident and ensure your health and safety are a priority. As you make these calls, be sure to relay clear, consistent information about the circumstances of the accident, the drivers and passengers involved, any witnesses to the accident, damages to all vehicles involved, and any injuries.

Keep written and photo documentation of injuries and damages as well, including medical records and repair bills. You might consider keeping a journal throughout the process as well so no important details are missed or forgotten. Communicating details clearly and having the necessary documentation readily accessible will help you and your attorney build a valid case for due compensation. Let Warren Allen LLP help you get the compensation you deserve. Insurance companies will attempt to minimize the amount of compensation that you receive, and that’s where we come in. If you have been in a car accident in Oregon and sustained injuries or damages to your vehicle, contact us and get the help you need.

What Factors Should I Consider When Hiring Attorneys in Portland?

How do you find the right attorney when you need legal advice or representation? Your first step might be to ask family, friends, neighbors, and coworkers for recommendations. First-hand experience with a law firm or attorney can provide valuable information about how they approach cases, treat clients, communicate, and more. 

You might also do a quick internet search to see what attorneys are in your area. It’s important to find a local law firm for a few reasons. Since laws vary from state to state and in different jurisdictions, a local firm will be the most familiar with the laws and local court system that might affect your case. Secondly, depending on the type and complexity of your case, you might need to consult with their team more than once, which will be easier with a local attorney. 

If you’re looking for attorneys in Portland, Oregon, for instance, the expert team at Warren Allen, LLP, has a wealth of experience representing clients across Washington and Oregon in a range of legal areas. Specialties include personal injury, family law, landlords’ rights, condominiums, estate planning and probate, and wildfire recovery.

Besides location, though, there are several other factors to consider when hiring attorneys in Portland or any other city. The following guide outlines some things to think about in your search.

Area of Expertise

First and foremost, you want an attorney familiar with your type of case. When attorneys specialize in a particular area of law, they are better equipped to provide sound legal advice and represent you in court should that become necessary. Familiarity with your type of case ensures the attorney can:

  • Develop effective legal strategies. They stay updated on changes in the related laws and are familiar with relevant case precedents and rulings, so they know what approach works best, what type of evidence is needed, etc.
  • Capitalize on established relationships. They will likely have established relationships with judges, other attorneys, and experts in the area who can help with your case. For example, in personal injury cases, you need an expert to establish negligence, gather evidence, and assess damages.
  • Work efficiently and confidently. Because these attorneys have already spent a lot of time working with similar cases, they won’t need extra research time, which will be more cost-effective for you. Knowing what paperwork is needed and which steps you need to take can also significantly reduce the risk of missing important deadlines or leaving out pertinent information.

Level of Experience and Reputation

Of course, you would like an experienced attorney with a high success rate, but how can you check? The first step is to contact your state’s bar association or use their online search function to verify the attorney’s credentials. Their online entry should also indicate whether they have faced any disciplinary actions or if there have been complaints filed against them. State bar associations should also have information about the attorney’s track record of cases.

You can also ask the attorney for references or case studies from some of their previous clients. These references can help you gauge client satisfaction and success rate. Read any reviews or testimonials you can find online. Do they have a good reputation?

Professionalism

Another important factor to consider is the level of professionalism of the attorney and the law firm. You want to feel confident that you and your case are in capable hands. When a law office, the attorney, or their team is disorganized, chaotic, or perpetually late, they will likely handle your case the same way. 

Communication

Maintaining professionalism in communication covers a few different areas. When you call or email, do they answer quickly, or do you have to follow up on communication attempts to get a response? Do they listen to you and answer your questions, or are they dismissive? Are they clear in their communication, or do they use many legal terms you might need help understanding? Do they seem genuinely interested in your welfare and your case?

Another thing that communication might clarify is whether or not the attorney has the time and resources to dedicate to your case and focus on your needs. Even if their communication is professional, delays in responses indicate that your attorney is very busy with a heavy workload and may be unable to give your case the necessary attention for success.

Presentation

If your attorney might eventually represent you in court, you want them to have a professional appearance and presentation, which will inspire confidence. You can begin to gauge their level of professionalism by looking at their website and office. Do they have typos on their website? Is the office messy or dirty? Are they dressed appropriately for a business atmosphere? 

Although these issues might be minor, they can give you a better sense overall of how seriously the attorney takes their job and, in turn, how much effort they will put toward your case.

Fee Structure

Some attorneys charge by the hour. Others work on a contingency fee basis, meaning you are only required to pay them if you win the case. Some charge flat fees for specific services. Discuss fees upfront and make sure you have a clear understanding of the billing structure. A good rule of thumb is to avoid any law firm that: 

  • Makes you feel uncomfortable asking questions about the fee structure
  • Cannot provide you with specific information about fees and costs
  • Guarantees you will win your case or will receive a certain amount of financial compensation

Compatibility

Even for a relatively simple case, you will work closely with your attorney and need to trust them. Feeling compatible and comfortable with your attorney is especially important if your case is sensitive (as in many family law or personal injury cases) or complicated. Trust your gut. Considering the above tips, you are in the best position to know whether the attorney you’re consulting with is the right fit for you.

Many reputable law firms offer free initial consultations for potential clients. These consultations are both to make sure you have a strong case and also to allow you to get a feel for the attorney. Take advantage of this service to ask questions and assess your comfort level.

Experienced Attorneys in Portland

Finding the right attorney might take some time. Don’t be afraid to interview multiple candidates before making a final decision. Ultimately, it’s worth the effort to make sure you have the right team on your side. If you are looking for experienced, professional, caring attorneys in Portland and the Pacific Northwest, contact the team at Warren Allen LLP. We would love to discuss your case with you.

What Training and Certifications Are Required of Attorneys in Portland Oregon?

Whether you’re just graduating from high school and deciding which career path to choose for the first time or have been working in a different profession for years and are ready for a life change, deciding to become a lawyer can be both exciting and daunting. There are many steps to take before you’re permitted to represent another person in a court of law. Figuring out which steps are required and in which order takes some work. Becoming a lawyer requires dedication and commitment through the education and testing process, and it also requires a large financial obligation to pay for the schooling and certifications required by the state.

Many lawyers have decided on this career path because it provides a lot of job satisfaction, as it allows you to use your legal skills to help others and protect those without a voice, such as children, animals, and the environment. Not only is it a meaningful career path, but it also provides financial stability with a large earning potential, and it allows you the flexibility to choose your own law field to specialize in based on which areas of law you’re most interested in. Lawyers can work across multiple fields of law throughout their careers.

Your attorneys in Portland, Oregon, from Warren Allen LLP did the legwork for you, and we’ve listed below the steps to take to start your career journey and become a professional lawyer. If you would like to speak with an attorney in the Portland, Oregon, area, contact Warren Allen LLP for legal advice or representation.

Earn a Bachelor’s Degree

The first step in becoming a lawyer is earning your bachelor’s degree from an accredited undergraduate school that’s recognized by the US Department of Education. You aren’t required to select a particular major in order to apply to a law school that’s accredited by the American Bar Association (ABA), and you can graduate with either a Bachelor of Science (BS) or Bachelor of Arts (BA) degree.

However, there may be certain classes that can be completed during your undergraduate degree that will be helpful when earning your law degree, as they prepare you for those lessons that will be required during your post-graduate law program. Taking classes such as criminal justice and political science, business and economics courses, and classes in communications can all help prepare you for the classes required during law school.

Pass the Law School Admission Test (LSAT)

Once you graduate from an undergraduate program recognized by the US Department of Education, you’re ready to study for your Law School Admission Test (LSAT). The LSAT is a standardized exam that must be completed before applying to any ABA-accredited law school. The exam includes multiple-choice questions that test your logic, reasoning, and reading comprehension. You will also be required to submit a 30-minute writing sample that doesn’t count toward your LSAT score but is used by law school administrators to evaluate your qualifications for entering their law program.

The Law School Admission Council’s website is a great resource for preparing for the LSAT, and you can also sign up to sit for the exam on their website. You must apply to take the LSAT online, and the test is only available to take during certain times of the year, so it’s important to visit the Law School Admission Council’s website to find out when the exam will be offered in your area. You should receive your LSAT score about three weeks after completing the exam.

LSAT scores will range from 120, which is the lowest possible score, to 180, which is the highest possible score. Each law school program will require a certain score to be considered a candidate for their law program, and that score will vary with each school. The average LSAT score is around 150. The exam will be around 100 questions, and you will need to get about 60 questions correct to pass with a 150.

Graduate From Law School

After graduating with an undergraduate degree and completing the LSAT, you’re now ready to apply to an ABA-accredited law school. Three ABA-accredited law schools in the Portland, Oregon, area are Lewis and Clark Law School, University of Oregon Law School, and Willamette University College of Law. In order to sit for the Oregon State Bar Exam, you must have graduated with a Juris Doctor (JD) or Bachelor of Laws (LLB) degree from an ABA-accredited school.

Most law programs will have students complete internships where they get to put into practice what they learned in the classroom. All ABA-accredited law degree programs offer the same foundational law classes that include civil, criminal, and constitutional law; international law; legal research and writing; contracts, ethics, wills, and trusts; and estate and property law.

Pass the Oregon State Bar Exam

You can sign up to sit for the Oregon State Bar Exam within 120 days of your graduation date from an ABA-accredited law program. The Oregon Bar Exam is given twice a year, in February and July, and is given over two days. You must apply to sit for the Bar exam by November 15 for the one offered in February, or by April 15 for the exam offered in July.

The Oregon State Bar Exam application can be found on the Oregon Bar Association website. The application requires providing six character statements and information on your last five employers. It costs $750 to sit for the bar exam. Oregon Bar Exam results are typically mailed six weeks after completing the test.

Maintaining Your License With the Oregon Bar

Once you pass the bar exam, you’re now an attorney in Oregon. Attorneys in Portland, Oregon, are required to participate in the Bar’s New Lawyer Mentoring Program (NLMP) within the first year of becoming a licensed attorney. To maintain your Oregon legal license, you must complete 45 credit hours of Mandatory Continuing Legal Education (MCLE) courses every three years. Course information can be found on the Oregon State Bar website.