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How Do I Negotiate a Personal Injury Settlement With an Insurance Company?

How Do I Negotiate a Personal Injury Settlement With an Insurance Company?

Written by George McCoy on . Posted in Car Accident, Personal Injury. No Comments on How Do I Negotiate a Personal Injury Settlement With an Insurance Company?

When you’ve been injured in a car crash or accident, you are entitled to financial compensation to cover your losses. In order to receive that, you will need to negotiate a settlement with an insurance company. You shouldn’t have to take that on alone, especially when you already have recovery to focus on. Thankfully, having an attorney in your corner will be a huge advantage.

Read on below to find out more about how an attorney can help with negotiating a personal injury settlement:

What Is the First Step Toward Negotiating a Personal Injury Settlement?

Before filing a claim, you should gather as much information about the accident as possible. There should be some important details within the accident report, and you’ll want to confirm that the date, location, and time are all correct.

You’ll also need to have information about the other parties, including the driver who was at fault. Most significant is their insurance information, as that’s where you’ll file your claim. You should also gather the contact information of witnesses and anyone else involved.

As for yourself, make sure to include details and evidence of the injuries you sustained in the accident. This can include medical bills and photos, but make sure these are copies; you should keep the originals for yourself.

How Do I Start Trying to Receive a Personal Injury Settlement?

To get the ball rolling, you would file a claim with the insurance company. If you want to receive the highest settlement possible, you should have an attorney at this point. They’ll take care of filing a claim on your behalf.

A personal injury attorney will make sure your demand letter is written to be as convincing as possible. This letter will state your requested settlement amount. Your lawyer will send this along with all the necessary supporting documents. Because of their experience with these matters, you’ll be assured everything was done correctly.

How Do I Decide the Requested Settlement Amount?

Work with an attorney to decide how much your case is worth. Every accident is different, so the attorney would have to review and evaluate the details before coming up with an estimate. Typically, you will discuss how it breaks down into special damages versus general damages.

Special damages are more objective items. These are the medical bills, any lost wages, and other expenses. You’ll already have the paperwork on hand to crunch those numbers.

General damages can be difficult to discuss. Instead of objective numbers, this category refers to the non-economic damage from the accident. How the accident has impacted your life, and the pain and suffering it caused you. Throughout the negotiation process, your attorney will make sure the emotional damage you’ve suffered never gets overlooked.

These numbers aren’t set in stone, as things are set to change throughout the negotiation process. But it’s good to have a general idea.

How Long Do I Have to File for a Personal Injury Settlement?

Though the exact time may depend on individual circumstances, there are some general timelines in the Pacific Northwest region. In Oregon, you have two years but inWashington, you have three. In both cases, that clock begins after the date of loss or discovery of loss.

How Will the Insurance Company Respond?

At first, you should expect to receive a reservation of rights letter. This is an acknowledgment that they’ve received your claim and will review it. You should keep this on file, as it will include your claim number and the adjuster’s contact information. This letter does not guarantee that the insurer won’t deny it.

How Do I Respond to the Insurance Company’s First Settlement Offer?

It’s advised not to jump at the first offer you get. Expect the insurance company to offer the smallest amount possible, and they’ll try to justify the low amount by arguing that you’re asking too much or that you haven’t provided enough evidence. A personal injury attorney will back you up and ensure that you receive what you actually deserve.

How Do I Successfully Negotiate a Settlement?

Before it officially starts, an attorney will make sure you understand exactly how the settlement process works. The insurance company will have its own lawyers, who will try to trick and intimidate you. Therefore, you shouldn’t go into a negotiation like this on your own.

Obviously, you would hope to receive the exact amount you requested, or even a bit more. At this time, you can also discuss the minimum amount you’d accept. While you should prepare not to get everything you want, you should also go in feeling confident and strong. Have faith in the evidence you and your attorney have gathered.

The negotiation process will include a lot of back-and-forth with the insurance company. With every offer and counteroffer, your attorney will argue to effectively defend your side. Considering attorneys literally negotiate, argue, and defend for a living, this puts much less pressure on you.

As difficult and intimidating as the negotiations may seem, hiring an attorney instantly gives you an advantage. It shows that you’re serious about receiving the best settlement, and it implies you would be ready to file a lawsuit if the insurance company doesn’t align. In almost every case, they would prefer to settle out of court.

How Do You Reach a Personal Injury Settlement Agreement?

Even when you think you’ve reached an agreement, your attorney will follow up and follow through to ensure everything is settled. They’ll make sure you get everything in writing, and make sure the amount agreed upon is adequate to cover your bills and any future related needs.

Your attorney will also thoroughly review the agreement to make sure you understand and approve it. After all, this settlement agreement is a legal contract with the insurance company.

Here at Warren Allen LLP, our attorneys have experience successfully negotiating personal injury settlements in Portland and the surrounding Pacific Northwest area. You can find more information about our personal injury attorneys and contact us by visiting our website. We look forward to working on your behalf to get the compensation you deserve.

How To Find the Best Personal Injury Car Accident Lawyer

How To Find the Best Personal Injury Car Accident Lawyer

Written by George McCoy on . Posted in Personal Injury. No Comments on How To Find the Best Personal Injury Car Accident Lawyer

If you’ve been injured in a car accident, finding the best personal injury accident lawyer will help you handle both personal injury and monetary losses. They will help prepare your case for small claims court or arbitration.

Not just any lawyer will do when it comes to a personal injury case. You want to retain a lawyer that specializes in personal injuries, one you can trust to help you get the most to assist you as you move towards recovery.

Where do you begin?

Finding an Experienced Lawyer Who Specializes in Personal Injury

The practice of law is highly specialized. When law students enter school, they quickly narrow their focus for their coursework. From bankruptcy and finance law to civil rights or constitutional law, there’s a niche for every lawyer.

Once a lawyer focuses on a specific field of law, they begin to dive deeper into their chosen area of study. A tax lawyer would know little about personal injury and car accidents because they spend most of their time working on business and taxes.

So your first step is finding a lawyer with experience representing claimants in vehicular accident cases. They will have experience working with insurance companies and will be best equipped to stand by your side through the process.

Why Should You Hire a Personal Injury Lawyer?

Technically, you can file a claim with the car insurance company yourself for your accident. People do this routinely when they’ve suffered minor injuries and have the time to work through the process themselves. Moving forward on your own without a lawyer can avoid lawyer fees.

But how you stand up to big insurance companies and their lawyers will ultimately determine the outcome. Not everyone is prepared to handle this on their own.

A personal injury lawyer will have experience handling sticky situations when it comes to car accidents and the resulting claims. A team of lawyers for an auto insurance company will have the knowledge and experience to fight hard against every type of claim. How well you stand up against them is determined by the experience you bring to the table. Hiring a personal injury lawyer is best if you’ve:

  • Suffered severe injuries
  • Received extensive medical bills
  • Experienced significant loss of wages due to your injuries
  • Have a complicated situation, not cut-and-dry
  • May be at fault

When Consulting With a Lawyer Makes Sense

When personal injury and monetary loss are at stake, it almost always makes sense to speak with a lawyer. Specifically, personal injury lawyers are often hired in the event of:

Severe Injuries

The severity of a personal injury is measured in one of three ways:

  • The type of injury sustained
  • How much time it takes for recovery
  • The cost of medical bills incurred or that will incur in the future

Long-Term or Permanent Disability

A long-term injury is one that impacts you for a year or more of your life; a permanent disability will affect you for life. Both can impact the quality of your life as well as your ability to return to work and remain employable.

The legal process can be complicated. It may be well worth hiring a personal injury accident lawyer to help you navigate the legal work necessary to prove your injury was a direct result of your car accident.

How Do You Choose the Right Lawyer?

Finding a personal injury lawyer who meets your qualifications is essential. You’ll be working with them until the close of the case. There are many ways to find a potential personal injury lawyer.

  • Ask friends and acquaintances
  • Ask for referrals
  • Search online
  • Look for someone in your local community

When you’ve settled on a few prospects, it’s a good idea to sit down and meet to discuss your potential claim. Bring copies of all documentation you have on file. This includes:

  • The police report
  • Medical bills
  • Income loss information
  • Correspondence with the insurance company

Most personal injury lawyers don’t charge for this initial interview because they’re interviewing you as much as you are interviewing them. This is the proper time to find out things like:

  • How long they’ve practiced personal injury law
  • How many personal injury cases they handle per year
  • How often they represent plaintiffs
  • How much experience they have working with insurance companies
  • If they’ve handled cases like yours before

This is where it’s important to learn who will handle your case. Lawyers and their staff often work together. Paralegals and less experienced attorneys will do routine tasks, which offers you a break in costs.

You should also discuss lines of communication. Ask questions. You can usually determine how willing a lawyer is to answer your questions in the future by looking at how well they handle the initial consultation. If you’re working with the right team, you should feel it in your gut.

Other Considerations

Communication is important. Don’t forget to get a general understanding of the settlement goal. The lawyer may give you a general opinion of how much the case is worth and how difficult it may be to see results.

If you have questions, ask. This is your time to get comfortable with the process. Sometimes, this is the best way to determine how well-suited you are at working together. Use this time to decide if you’ve found the lawyer who is best equipped to work with you through the end of your case.

This is about you. You’re the one who’s suffered personal injury and monetary loss due to someone else’s negligence. Using these tips, you’re sure to find the best personal injury accident lawyer you can trust.

If you’re searching for a personal injury lawyer in the Portland area, give Warren Allen a call. Let’s schedule a consultation and see if pairing with us is right for you.

What Is the Role of a Personal Injury Lawyer in a Claim?

What Is the Role of a Personal Injury Lawyer in a Claim?

Written by George McCoy on . Posted in Personal Injury. No Comments on What Is the Role of a Personal Injury Lawyer in a Claim?

If you or a loved one has suffered an injury due to someone’s negligence, you need a personal injury lawyer to represent you should you decide you initiate legal action. Instead of engaging a general practitioner, having a specialized lawyer who is an expert in handling matters relating to the negligence of a third party can make a difference to the outcome of your case.

If you’re wondering about the specific role of a personal injury lawyer in such matters, here’s what you need to know:

Gathering Evidence

Gathering the right evidence is central to the success of your claim. The law has strict requirements about what can be accepted as evidence. Any oversight at this stage can completely change the outcome of your case.

A personal injury lawyer is trained to understand the fine print of the law and ascertain the type of evidence needed to raise a claim successfully. Physical evidence, medical reports, photographs, and witness and expert statements are all critical to establishing your case. Moreover, if not preserved or photographed properly, physical evidence can get destroyed within a few hours or days after the incident.

This is where a personal injury lawyer can help, as they ensure the evidence is gathered properly. They also make sure all witness and expert statements are recorded, as per the requirements of law.

Evaluating the Merit of Your Case

Until the case is settled or heard and decided by a jury, no one can guarantee the outcome. But it’s of no use to pursue legal remedies if the outcome is destined to go against you. A personal injury lawyer will evaluate your case by considering all aspects of your claim and tell you what your chances of success are. Moreover, it works in their favor to do an initial assessment since most personal injury lawyers work on a contingency fee model.
Since they are familiar with the burden of proof, it’s their responsibility to tell you whether it will be too difficult to meet the requirements. And this examination goes beyond simply looking at the immediate facts of the case. Personal injury lawyers look at the entire incident comprehensively to determine how it has changed your life.

Help Negotiate a Settlement

Often, cases can be settled to achieve the best outcome. In fact, trials are riskier, expensive, and may go against you even if the odds are in your favor.
As an aggrieved party, you may hardly be in a position to negotiate with the party at fault. Even if you do it on your own, you may end up overlooking critical aspects of the case and negotiating a much lower amount than you deserve.
Luckily, that’s one of the advantages of getting a personal injury lawyer on board, as they can negotiate on your behalf. Armed with knowledge and years of experience, a lawyer knows the ins and outs of dealing with all other parties to ensure that you get a fair outcome.
Preparing Arguments
If your case is going to trial, you will need solid arguments. Even a single misstep here can impact the outcome of your case. A personal injury lawyer knows how to draft the pleadings based on tested strategies that appeal to the audience. They know how to present their arguments persuasively and succinctly so that both judge and jury are likely to rule in your favor. They also manage the finer details of the pleadings, such as using the correct format and filing the motion on time.

Preparing Deposition Strategies

The examination of witnesses, claimants, or defendants plays a pivotal role in your claim. How each participant narrates the events leading to the injury you have suffered is essential to making your case to the jury and judge. But in the absence of thorough preparation of plaintiffs and their witnesses, there is a chance that the case may get dismissed on summary judgment.
A personal injury lawyer helps their clients craft a compelling story and present it clearly and so the weaknesses aren’t highlighted. They also work out how to depose the defendants during cross-examination and poke holes in their statements to strengthen your case.

Negotiating With Insurance Companies and Sending Demand Letters

Insurance companies are key stakeholders in most personal injury claims, and dealing with them is often challenging. Personal injury lawyers are experts when it comes to negotiating with insurance companies. Not only do they go over the details of the policy statement to determine the exact compensation available, but they can also ensure regular communication with the insurer to avoid any untoward circumstances where the claim gets rejected or jeopardized.
A personal injury lawyer may also send demand letters to the insurer detailing the facts and the estimate of the claim amount payable on account of the injury. In fact, they also ensure that the insurance companies pay up the maximum amount possible following the policy terms, as insurers attempt to find loopholes in the claim to reduce their liability.

Are you looking for a personal injury lawyer to give you solid legal advice?

Now that you’re familiar with the role of a personal injury lawyer, make sure to approach one if you or a loved one has experienced an accident that has resulted in injury or even death. Suitable legal representation can help you obtain the compensation you deserve.
If you are looking for a personal injury lawyer in Portland and Pacific Northwest, reach out to Warren Allen LLP. Our attorneys are licensed to practice in Oregon, Washington, and Idaho courts and can help you litigate your personal injury claims successfully. Contact us to learn more.

Should I Hire a Personal Injury Lawyer in Portland or Handle My Claim Myself?

Should I Hire a Personal Injury Lawyer in Portland or Handle My Claim Myself?

Written by George McCoy on . Posted in Personal Injury. No Comments on Should I Hire a Personal Injury Lawyer in Portland or Handle My Claim Myself?

Life happens, and that includes all kinds of injuries and accidents. An injury or accident could be a small annoyance: maybe your car only needs bodywork to take out some dents after a small collision. It could also be a terrible tragedy, such as if a loved one is killed on a jobsite. These are on opposite sides of the spectrum of personal injury claims: there are many other types of personal injury claims.

You may wonder in the aftermath if it’s worth hiring a personal injury lawyer to handle your claim—after all, you’re a smart person, maybe the damage or the injury wasn’t a major disaster and maybe you don’t want to spend the extra money for a lawyer on top of those new medical bills or bills from your mechanic. In some cases, you may be able to handle it all on your own, either through insurance or through small claims court. But we want you to have all the facts to make an informed decision. Here are five things to consider about hiring a personal injury lawyer to handle your claim.

1. Insurance Companies Are Complex Systems

Whenever there is a claim—no matter what type of claim it is or the severity of the situation—insurance companies often attempt to minimize the amount you receive. It’s how insurance companies make a profit: by not paying out as much as they could. Personal injury lawyers can help you navigate these waters—we’re more familiar with the verbiage and the loopholes the insurance companies may try to throw at you.

If you have already been offered the maximum insurance settlement possible, you may not need an attorney. For instance, if the person who injured you has an insurance policy worth $100,000, and you are awarded $100,000, you’ll have to have an extremely persuasive reason to go beyond that amount. If that person has assets or money and you feel it’s fair they pay that in addition to the $100,000, you’ll have to have a very good case for it.

2. Oregon Is an At-Fault State

The at-fault system is a more traditional system of filing accident and injury claims. In a nutshell, whoever is at fault in an accident is liable for repairs to vehicles or property, medical costs, and other damages.

Oregon is a little unusual, though, because there are some no-fault provisions (and the system could be argued as a hybrid of no-fault and at-fault—more on this later). In insurance policies for vehicles, for instance, there are built-in no-fault provisions. This means that car insurance providers also provide personal injury protection, which pays for injuries resulting from the ownership, use, or maintenance of a vehicle. Your car insurance policy should automatically have this if your car insurance was bought in Oregon.

3. What’s At Stake?

Managing your own claim and then later hiring a lawyer may complicate things, but you shouldn’t hesitate to get the help you need. Perhaps you feel your claim is easy enough—or low-stakes enough—that you feel comfortable handling it on your own but then decide you’d like assistance later. It’s to your benefit to contact one at this point rather than not at all.

Best practice, even if you’re not sure whether a personal injury lawyer is going to be helpful in your case, is to still contact one and get a consultation. They might be able to give you an idea of what you’re up against or important points you may not have thought about.

If you move forward and handle your own case, you could have a steep learning curve. For instance, you’ll want to be sure you know about the laws in your state. A personal injury attorney in Portland will be more aware of the Oregon Shared Fault Rules. Simply, these rules mean that the other person in your claim may also state that you’re partially at fault for the accident that occurred. Therefore, your share of the money you would have received may be reduced by a certain percentage, based on how much you are found to be at fault.

4. When Should I Contact a Lawyer?

The tipping point might be something small, or it may be the fact that your injuries end up being more major than you first thought. It may be difficult to justify paying the money for a personal injury lawyer, especially if you think your injuries are minor—bruises and scrapes instead of broken bones and time that you can’t work. You should consider, though, that sometimes seemingly minor injuries can turn into major ones. If your injuries are worse than your doctor initially thought but you’ve already received a settlement, that claim is closed and can never be reopened again.
A good lawyer will be able to advise you on whether to wait or move forward until you know the full extent of your injuries. There may also be “pain and suffering” damages involved that you may not be aware of.

Consider also that even if you have a minor injury, it may be difficult to keep a clear mind and be consistent when it comes to reading all the paperwork, doing all the research, or gathering all your materials. Delegating this kind of work to a lawyer will mean all you have to worry about is healing from the injury.

5. Warren Allen Attorneys at Law Is an Experienced Law Firm

It’s likely that, before you had a personal injury claim, you may not have had any kind of experience with the law. The law is always changing, too, and we keep up with each nuance and update. Our firm has been running in the same location since 1971, so whatever type of injury you’re dealing with,  we’ve probably seen it before. Having that precedent and the background for this kind of work, we can help you get the money you need for your peace of mind and recovery. Contact us today for a consultation about your personal injury claim.

Ask These 5 Questions to Find the Best Personal Injury Lawyers in Portland

Ask These 5 Questions to Find the Best Personal Injury Lawyers in Portland

Written by George McCoy on . Posted in Personal Injury. No Comments on Ask These 5 Questions to Find the Best Personal Injury Lawyers in Portland

Hiring a personal injury lawyer, who can best represent your interests in a case that has left you injured due to an accident or negligence of the other party is no easy feat.

You want someone who understands what lies at the heart of the matter so that they can help you get the justice and compensation you rightfully deserve and a market overflowing with lawyers simply adds to the stress of working with a good one. If you are having a tough time finding personal injury lawyers in Portland, Oregon, here are five questions you need to ask to ensure that you are picking someone you won’t regret working with:

1. Have You Tried Similar Cases Before?

Not all personal injury lawyers handle the same types of cases. That’s why it’s important to find out in the beginning whether they have experience with cases similar to yours. Be straightforward and ask them whether they have represented clients who were injured under similar circumstances. For instance, if you were a victim of a slip and fall at a store due to its poor infrastructure, hiring a lawyer who only represents clients involved in car accidents will not be useful.

Having specific experience as opposed to general experience is crucial when you are in the market for a personal injury lawyer because a specialist will know exactly what kind of laws apply to your case and will also have a ready roster of experts and medical professionals whose opinions can help strengthen your case. For example, if you were injured due to a defective product, you will need someone who is well versed with the laws about products liability claims. Also, don’t hesitate to ask how long the lawyer has been practicing personal injury law.

2. How Many Cases Have You Won?

While it’s possible that the opposite party may want to settle with you outside of court—as is often the case—you need to be prepared should the case go to trial. This means you need to know how successful your lawyer has been in winning such cases in the past. Ask about their success rate and also the maximum amount of compensation they have won for their previous clients. Undoubtedly, the experience of your attorney is essential. But unless your chosen lawyer has been successful in the past, it’s probably not worth hiring them. After all, you don’t want to get someone who knows the laws inside out but is unable to convince the jury or judge to decide in your favor.

Ideally, you should work with someone who has successfully negotiated out-of-court settlements and litigated cases to win a favorable jury verdict. If the lawyer is hesitant to share their success rate, they are probably not very good at what they do, which should serve as a potential red flag.

3. How Much Will You Charge for Representing Me?

To cut to the chase—money matters and is an important factor to consider when choosing an attorney to represent you.

Usually, most personal injury lawyers in Portland work on a contingency fee model and charge one-third of the compensation you receive, so the lawyer getting paid is contingent on you winning the case or getting a favorable settlement. However, there are also lawyers who may work on different payment models. It’s common for most litigants to opt for a contingency model, as you don’t have to pay out of pocket until you receive something. And don’t forget to ask about the fees in the event your case is unsuccessful. Will the attorney waive any out-of-pocket costs incurred?

The bottom line is, choose someone who suits your needs the best. Before locking in an attorney, ensure that you understand all the terms and conditions of their fees and the billing cycle.

4. How Many Active Cases Do You Handle at a Time?

What good will hiring an experienced attorney do if they are unable to give your case the attention it deserves?

Bear in mind that the legal system is overburdened, and depending on the complexity of your matter, it can take a while even to file the suit. Moreover, Oregon has a statute of limitations of two years for personal injury matters. It means that you need to file your lawsuit within two years from the time you suffered the injury.

You need to work with someone who has time to file the suit well ahead of the deadline and has enough bandwidth to follow up on your case. You should also ask how many personal injury cases they are currently litigating to get a sense of the time they will be able to devote to your matter.

If you are approaching a law firm to represent you, also make sure to ask who will serve as your contact person. You’ll need someone available to attend your calls and answer any questions you may have about the litigation as quickly as possible.

5. What Is My Claim Worth?

Simply based on facts, an attorney may not be able to give you a definitive amount of your claim. However, based on their experience, they should be able to provide you with a rough estimate. Getting a rough estimate is also helpful should you have insurance companies pushing you to get an out-of-court settlement.

To sum up, you need to pick a personal injury you see yourself getting along with. Your attorney should have your best interests in mind and should be willing to hold your hand through the process. If you are looking for a team of personal injury lawyers in Portland, Oregon, consider choosing Warren Allen LLP.

We have a team whose expertise lies in representing clients in a variety of personal injury suits and providing them solid legal advice. We are committed to getting you the best resolution possible. Get in touch with our firm today to learn more about how we can help you.

What To Do After a Car Accident in Portland

What To Do After a Car Accident in Portland

Written by George McCoy on . Posted in Car Accident. No Comments on What To Do After a Car Accident in Portland

On average, six million car accidents happen in the United States every year. These include fender-benders and smaller-scale collisions all the way up to totaled vehicles. While the number of cars on the road has decreased during the pandemic, people tend to drive while distracted more often and speed, so your odds may be a little greater of getting in a car accident. Oregon is an at-fault state, meaning that if you cause a car accident, you (and your insurance) are responsible for those damages.

The first few minutes after a car accident can be confusing and scary, and you may not know what needs to be done first. Never fear. Here is a list of the things you should do first after a car accident in Portland.

1. Safety First

If possible, pull your car over to a public, well-lit and safe place nearby. This way you won’t impede the flow of traffic and you and the other driver will be able to see each other clearly. If you have a choice, choose the more public option so that others may see the other driver just in case they decide to leave the scene. It’s important that you don’t leave the scene, especially if there are injuries or if there are damages to the vehicles and insurance information to gather.

Hopefully, your car is still drivable, but if not, take stock of whether it will be a road hazard. If you can push it to the side, you can move it even up onto a sidewalk. If not, turn your emergency hazard lights on to give warning to passing cars.

2. Secure Your Traveling Companions

Were you in your car with your pet, a child, another adult, or an elder? Assess whether they are injured first. If you have a child young enough to be in a car seat, don’t take them out of the seat just yet. They may have injuries you can’t see, and it would be best to have a first responder check them out.

However, you wouldn’t leave a pet or a child or an elder in a hot locked car when you run into a store, so if the accident is a minor collision, you can leave the engine running with the AC on, roll down the windows, or let them out of the car while you handle the accident details. But this is assuming there’s a safe place to do so. Make sure you’re situationally aware of the area so you can prevent further injuries and so the pets and people in your care don’t wander off.

3. Talk With the Other Driver

Again, it’s good to be situationally aware. Is the other person agitated? Is this a safe place to talk? They may be frightened or blame you for the accident, so it’s important to choose your words carefully and—above all—remain calm. Before you speak with them, secure any valuables on your person as well. For instance, make sure your purse or wallet is with you rather than in a car with an open window.

It may be appropriate to engage in small talk if you and the other driver need to call an ambulance or the police, but be sure you don’t make any admissions, blame the other person, or apologize. If a claim is filed and the other driver or other witnesses say they heard you say you’re sorry or that you’re at fault in some way, it could be a major headache for you down the road. Rather, the insurance companies will determine these things later.

4. Gathering Information

It’s important to gather the right facts right after a collision. Information you will need to gather from the other driver includes their name and contact information; their insurance company and policy number; their driver’s license and license plate numbers; the type, color, and model of their vehicle; and the time and location of the accident. Be prepared to give this information as well. You should also take pictures of the accident scene and record with audio or video while you ask witnesses what they saw, but make sure they stick to the facts.

Other information you can gather includes road conditions or weather, any injuries you might see, and anything else that contributed to the collision (a distraction on the road, such as a squirrel, cat, or a runaway basketball, for instance). If your insurance company has a mobile app, sometimes they will walk you through items like this so these details aren’t lost in the shuffle.

If you’re a prepared person, you may already have this app on your phone or mobile device, which will cut down on time spent figuring it out and setting it up. Your insurance provider’s app might be critical in this situation because not only can it help you with the accident details, but you may have access through it to roadside assistance or towing or even rental car options.

And of course, make sure to save all this information and details, including receipts, bills, and medical records so that if a claim is filed you will have it all on hand.

5. Contact Your Insurance Provider (And Maybe Us!)

You’ll want to start an auto insurance claim once all these other items are handled. You can expedite the claim process this way by being proactive. Your insurance agent may also have further questions you might have missed or will be able to point out things you are eligible for in your policy. Make sure you ask any questions if you’re not sure of the process or what you need to do, especially if there are any deadlines.

Hopefully, you are uninjured, but if you or someone you love is injured or killed in a car accident, the expert team at Warren Allen LLP has your back. If you find you need to file a personal injury claim, contact Warren Allen today.

Man with injured and wrapped hand filling out "Work Injury" form.

Seeking Legal Assistance for an On-the-Job Injury Attorney in Portland

Written by George McCoy on . Posted in Personal Injury. No Comments on Seeking Legal Assistance for an On-the-Job Injury Attorney in Portland

When it comes to injury on the job, most people immediately think of workers’ compensation. Though filing a workers’ comp claim is a necessary first step, it is not always the only step in receiving fair compensation for injuries sustained at work. This is especially true if the injury was caused by someone other than an employer or co-worker. These injuries are classified as a third-party injury claim and may entitle you to workers’ compensation and damages in a personal injury case.

If the injury you received at work was caused by a third party, you may want to file a personal injury claim in addition to the workers’ comp case. If you live in Oregon and are looking to receive fair compensation for your injury, it may be in your best interest to hire a Portland personal injury attorney. Read below to understand the benefit of a personal injury attorney for your on-the-job injury.

Understanding Workers’ Compensation

Before delving into third-party injuries, it’s important to first understand workers’ compensation. Though each state has different laws regarding workers’ comp, the program is designed to protect employees from losses due to injury or illness obtained on the job.

Workers’ comp is a type of insurance that provides medical care as well as wage replacement for wages lost. It is a no-fault program, which means that you can still receive these benefits even if the accident was your fault. Typically, this program enables an employee to receive medical care and recovery from losses while protecting the employer from potential lawsuits.

Defining Third-Party Injury Claims

An employee may file a third-party claim in addition to the workers’ comp claim if the injury they received was caused by reckless or negligent behavior by someone other than their direct employer. This excludes an injury caused by a co-worker or supervisor with the same direct employer.

What can qualify for a third-party injury claim? Any accident that was caused by someone separate from your employer. This can include jobs that work with multiple organizations at the same time while on site. Certain industries use a variety of organizations on the jo site, such as construction sites and certain fields of entertainment. Within the construction industry, there may be a general contractor, subcontractor, property manager, as well as multiple companies that specialize in framing or finish carpentry.

Third-party injuries can also occur in situations that place the employee in contact with people outside of the jobsite. For example, if an employee is driving for their job and another driver on the road hits them, the employee can file for workers’ comp as well as sue the individual responsible for the accident. If the at-fault party was driving a company vehicle, they may even file a personal injury claim against the company. An injury can also be classified as third-party if it is caused when an employee visits another company or business as part of their job duties or occurs because of a defective tool or machinery.

These injuries can include, but are not limited to, car accidents, premise liability, slip and falls, and malfunctioning equipment. It can also include occupational disease, such as exposure to a gas leak or asbestos on the jobsite, leading to health complications.

Why File a Third-Party Claim?

In most cases, Oregon’s laws and statutes protect employers from suits being brought against them by an employee. However, Oregon law also allows an employee to file a personal injury case against a third party for out-of-pocket damages. Workers’ compensation can be minimal, while a third-party claim can cover out-of-pocket expenses, economic damages, pain, and suffering, as well as punitive damages. These can be pursued in addition to workers’ comp.

Benefits of Legal Representation

If you are a victim of a third-party injury, then you may need to file a personal injury claim. If this is the case, you may also need to seek representation from a Portland personal injury attorney. A personal injury attorney will have your best interests in mind while seeking compensation. Not only will they be your advocate, but they will also have the experience and understanding to prepare your claim and gather all necessary evidence to build a strong case.

Workers’ compensation is no-fault, which means fault does not have to be proven on the employer’s part in order to receive benefits. However, in a third-party injury case, the other party must be proven at fault in order for you to receive compensation. An experienced personal injury attorney knows what evidence is necessary and will ensure you don’t miss any necessary paperwork or deadlines. There are certain time limitations depending on the claim. Hiring a personal injury attorney as soon as possible is important to ensure you don’t miss out on compensation because you waited too long.

It’s also important to hire a personal injury attorney who is experienced with both workers’ compensation law as well as personal injury law. These laws are technical and in a personal injury claim, a case could go to trial. If this is the case, you will want an experienced trial attorney as your advocate.

Compiling Evidence

If you believe you can pursue a third-party injury claim, it’s important to take action immediately. While seeking the advice of a personal injury attorney, begin compiling as much data as possible surrounding your injury. This includes copies of receipts, medical bills, records of lost wages due to lost work, witnesses’ accounts and contact information, as well as written documentation of your symptoms and experiences. Continue to seek medical treatment and keep records of these visits.

When choosing a Portland personal injury attorney, consider our expert team at Warren Allen LLP. Our firm offers legal representation and advice for people who have been affected by third-party injuries and helps them to receive compensation. Contact us today and we will help you receive the best resolution possible so you can focus on healing.

Male attorney explaining legal paperwork to woman client.

How Do I Prepare for My Personal Injury Hearing in Portland?

Written by George McCoy on . Posted in Personal Injury. No Comments on How Do I Prepare for My Personal Injury Hearing in Portland?

If you’ve suffered a personal injury to the point where you’ve decided to bring a legal case in the hopes of recouping damages, then one of the most important parts of the process is the personal injury hearing. At the hearing, you (or your attorney) will present your case and argue why you are justified in seeking damages. Whether you live around the world or here in Portland, personal injury hearings are a critical part of the process, and you should know how to best prepare for them.

What Is a Personal Injury Hearing?

Typically, the term “personal injury hearing” specifically refers to the session where a personal injury case is argued before the judge, who will then determine fault and damages. However, not all personal injury cases actually make it to trial—in fact, the vast majority do not. Only about 4% to 5% of personal injury cases ever see a day in court, as the overwhelming majority are settled out of court.

Colloquially, however, this phrase may be used to refer to other matters related to personal injury proceedings. Two of the most common alternatives that may be called “personal injury hearings” (typically by non-attorneys or other legal professionals) will be personal injury depositions and personal injury mediations.

What’s the Difference Between Personal Injury Hearings, Depositions, and Mediations?

The three are very different in terms of outcome but also share broad similarities. In all of these, you will be telling your Portland personal injury lawyer—or your lawyer wherever else you live in the world—about why you think you deserve to be compensated for the injuries you’ve suffered. However, the differences between them are notable.

What Is a Personal Injury Deposition?

A deposition can be thought of as a “fact-finding” session. In a deposition, an attorney attempts to piece together exactly what happened and the facts of the matter as they related to the personal injury case.

If you are the person who experienced the personal injury, you may be called by your attorney to give an official deposition as to the facts of the matter. However, even if you are not the victim (or the plaintiff), you may be called in to testify. This can be true even if you are a witness to the events that happened.

You can think of a personal injury deposition as a “trial before a trial.” In other words, even though the attorneys are not pleading a case before a judge, much of the same information will be shared—this is the opportunity for the attorneys to gather the information that they will later use to plead their cases in the trial proper.

Most depositions are not held in a courtroom. Rather, they will usually be held at law offices or in other designated spaces owned by the attorneys involved in the case. However, a deposition is a legal proceeding, and as such, you are considered under oath and must be careful to tell the truth so you don’t risk perjury.

What Is a Personal Injury Mediation?

As previously mentioned, most personal injury cases in Portland and around the country are settled before trial. A personal injury mediation session may be one of the ways two parties come to an agreement, or it may be something mandated by the judge after the hearing proper. Either way, a personal injury mediation is a session in which the plaintiff and defendant (and their legal teams) come together to agree on an appropriate settlement.

Unlike the deposition, which is usually just for fact-finding, a personal injury mediation session is usually legally binding and will attempt to resolve the case for good.

What Is a Personal Injury Hearing?

A personal injury hearing, as previously mentioned, involves the parties in question coming forward to argue their cases in front of a judge. At the conclusion of the personal injury hearing, the judge will decide in favor of the defendant or plaintiff and award monetary damages—or alternatively, they may decide that the case should go to mediation, in which case you should refer to the above section.

Either way, it’s important that you know how to behave in these varying scenarios. So whether you’re around the country or here in Portland, personal injury hearing guidelines include the following:

  • Tell the truth. Not only is this a good maxim to live by, but in a deposition or hearing, you are under oath and therefore are legally obligated to be truthful. If it can be proven that you were lying, not only could the result be appealed, but you could face charges of perjury.
  • Be prepared. No attorney—and no judge—enjoys a defendant who doesn’t know what they’re talking about or who has to waste time trying to remember a facet of the event in question. You’re human, and of course, there’s leeway, but you should be sure to prepare as much as possible in terms of reviewing documents and your memory of the events in question.
  • Be on time. The annals of legal history are full of anecdotes of plaintiffs or defendants who forgot their court dates and as such forfeited their cases (and wasted the court’s time). Don’t be one of them. Ensure you know exactly where and when your court date is scheduled and don’t miss it.
  • Dress appropriately. You don’t need to show up to the court in full formal dress, but wearing clothing with vulgar images or slang on it might give a poor impression to the judge. Dress nicely to ensure you are perceived as credible.
  • Don’t take things personally. Whether you are the plaintiff or the defendant—or a witness—people will be challenging your version of the events that transpired. The opposing counsel is legally obligated to do so, in fact. So when the opposing counsel puts forth a sequence of events that are totally at odds with how you describe it, don’t get angry. Remaining calm is the best thing you can do in a court hearing, especially if you’re on the stand.

If you have questions about personal injury hearings in Portland, Oregon, or anywhere else, don’t worry—contact an expert. At Warren Allen, we’re here for a consultation today.