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What Types of Damages Can I Recover in a Personal Injury Case?

Written by George McCoy on September 25, 2024. Posted in Personal Injury. No Comments on What Types of Damages Can I Recover in a Personal Injury Case?

Filing a personal injury claim can be stressful, especially when the outcome is uncertain. Will there be enough money to cover medical bills, possible repairs, and other unexpected expenses that arise from your injury? Will your job and social life be impacted? Most importantly, what kind of personal injury damages can be recovered?

General and special personal injury damages are considered compensatory damages, which compensate the plaintiff for economic loss and pain and suffering. Punitive damages are meant to punish the defendant for their negligence or recklessness. You may be entitled to compensation if you or a loved one have sustained an injury due to someone else’s negligence in Oregon.

The experienced personal injury attorneys at Warren Allen LLP specialize in Oregon law and will guide you in understanding all aspects involved in settling your claim and how you can significantly influence the outcome of your personal injury claim.

General Damages

General damages are in place to compensate the victim for the non-economic loss, like emotional distress and pain and suffering. These losses are generally tricky to calculate, as no actual economic value can be placed on the amount of distress one suffered. Insurance companies and lawyers often use formulas to approximate payout for non-economic losses. If your case goes to trial, the jury will frequently award higher general damages to plaintiffs who have been through a severe trauma.

Suppose you were injured in a car accident caused by another driver’s negligence. As a result, you experienced significant physical pain, emotional distress, and a reduced quality of life due to your injuries. The pain might have affected your ability to perform daily activities, and the emotional distress could include anxiety, depression, or post-traumatic stress disorder.

In this case, general damages would be awarded to compensate for the ongoing pain and suffering you endured because of the accident. This type of damages might also include compensation for any loss of enjoyment of life, such as your inability to participate in activities you once enjoyed or to maintain relationships as before the injury.

The amount awarded for general damages is determined based on factors such as the severity and permanence of the injuries, the impact on your daily life, and the emotional distress caused by the injury. Since these damages are subjective, they are typically assessed by the judge or jury based on the evidence presented and the specific circumstances of the case.

Special Damages

Special damages are economic damages that can be measured by direct financial loss. The court will often award special damages for loss of earnings, medical expenses, property damage, and other measurable economic harms caused by the defendant’s actions. Like general damages, special damages are used to compensate the plaintiff for the loss caused by the defendant.

For example, if you were involved in a slip-and-fall accident at a grocery store due to a wet and unmarked floor, and as a result of the fall, you sustained a broken ankle, which required surgery and extensive rehabilitation, special damages would include:

Medical Expenses: You would be compensated for all medical costs incurred due to the injury. Compensated items would include hospital bills, surgical fees, the cost of prescription medications, physical therapy, and any other medical treatments directly related to your injury. For instance, if your surgery and subsequent therapy cost $130,000, this amount would be included in your special damages.
Lost Wages: If the injury caused you to miss work, you would be entitled to compensation for the wages lost during your recovery period. If you could not work for six weeks and lost $13,000 in income, this amount would be part of your special damages.
Future Medical Expenses: If you require ongoing medical treatment or therapy due to the injury, you can claim future medical expenses. For instance, if you need continued physical therapy sessions that are projected to cost $5,000, this amount would be considered in your special damages.
Property Damage: If your personal belongings were damaged in the accident (such as a smartphone or eyeglasses), replacing or repairing these items can also be included in your special damages.

Special damages are calculated based on documented evidence such as medical bills, wage statements, and receipts. They are intended to reimburse you for the specific financial impacts of your injury and are more straightforward to quantify compared to general damages, which cover non-economic losses.

Punitive Damages

Punitive personal injury damages serve to punish the defendant for the negligence or reckless behavior that caused harm to the plaintiff. They differ from the general and specific personal injury damages because rather than make the plaintiff whole, the punitive damages are put in place as a deterrent and warning to the defendant. It also tells others that the reckless behavior or negligence presented in the courtroom was so outrageous that the defendant must be punished.

For example, say the defendant was found to have a high blood alcohol level and had multiple prior DUI convictions. Their reckless and unlawful behavior not only led to your serious injuries but also demonstrated a blatant disregard for the safety of others on the road.

In this case, the court might award punitive damages in addition to compensatory damages to address the defendant’s gross negligence. These punitive damages punish the defendant for their extreme recklessness and discourage them and others from engaging in similar dangerous behavior in the future.

The amount of punitive damages awarded would be determined based on factors such as the severity of the defendant’s misconduct, the harm caused, and the need to deter similar behavior. However, Oregon law does place some limits on punitive damages. According to ORS 31.735, punitive damages cannot exceed $500,000 or the amount of compensatory damages awarded, whichever is greater.Personal injury damages can be complicated and difficult to understand. Contact Warren Allen LLP today for a consultation and let our experienced personal injury attorneys help make the road to recovery a bit easier.

How Do I Know If I Have a Valid Personal Injury Claim?

Written by George McCoy on September 18, 2024. Posted in Uncategorized. No Comments on How Do I Know If I Have a Valid Personal Injury Claim?

In the whirlwind of confusion that often follows an accident or unexpected injury, determining whether or not you have a valid personal injury claim can be more complicated than it seems. This is especially true in Oregon, where personal injury claims often involve complex legal and factual issues due to the legal nuances of Oregon state.

At Warren Allen LLP, we specialize in Oregon state personal injury law. We will help you evaluate your claim’s viability while providing guidance and support throughout the process. Consulting a personal injury lawyer in Portland can provide significant clarity and counsel for your claim. You should still have a grasp of the essential elements of a valid claim so you can make informed decisions and take the necessary steps toward justice.

The Basic Components

Personal injury cases can arise from a wide range of scenarios, including motor vehicle accidents, slip and fall incidents, medical malpractice, product liability, workplace accidents, assault and battery, and nursing home abuse. Before seeking compensation, understanding the core components contributing to a successful case before seeking compensation is essential.

You have to establish legal responsibility. Prove the defendant had a legal duty to exercise reasonable care to prevent harm to others and failed to meet those standards. For instance, drivers have a duty to follow traffic laws, and property owners must maintain safe conditions on their premises. If a driver runs a red light and causes a collision, they have breached their duty of care by failing to follow traffic regulations. If a property owner doesn’t maintain their porch stairs and the wood rots and you fall through and injure yourself, they have breached their duty of care.

It must be proven that the defendant’s failure to meet their duty directly resulted in your injury or harm, and demonstrating a clear link between the defendant’s negligence and the injury you sustained is the crux of every personal injury case.

You must prove measurable harm, meaning that your injury or damage resulted in tangible consequences, including medical expenses, lost wages, or emotional distress. The harm you suffered must be quantifiable to establish the basis for seeking compensation.

Oregon-Specific Personal Injury Regulations

Understanding Oregon’s laws and regulations governing personal injury claims is crucial for effectively navigating the complicated claims process. For instance, Oregon has a statute of limitations that allows you two years from the date of the injury to file a claim. You may lose your right to seek compensation if you miss this deadline.

Additionally, Oregon follows a comparative negligence doctrine, meaning that any damages awarded may be reduced based on your percentage of fault. For example, if you are found to be 30% responsible for the accident, your damages could be reduced by 30%.

While Oregon does not impose general caps on compensatory damages, there are specific limitations for punitive damages. A personal injury lawyer in Portland can help you understand how these laws apply to your case and ensure compliance with Oregon’s legal standards.

Gathering Evidence

Gathering and presenting relevant evidence is the foundation for a solid personal injury claim. Appropriate evidence may include medical records and bills documenting your injuries and treatment, police reports, and accident documentation offering an objective account of the incident, including details that establish fault and causation.

Witness statements and testimony provide additional support for your version of events, enhancing the credibility of your claim. Photographic and video evidence, such as images of the accident scene or visible injuries, can further illustrate the impact of the incident. Expert opinions and testimony from medical professionals or accident reconstruction specialists can also be invaluable in substantiating your claim.

The long-term consequences of personal injuries can affect not only the individual but also their loved ones. Chronic pain, permanent disability, and ongoing medical treatment can significantly alter an individual’s quality of life, making everyday activities challenging. Personal injuries can impact career prospects, relationships, and overall well-being.

It is important to consider these long-term effects when seeking compensation to ensure that the award or settlement covers future medical expenses, lost earning potential, and other related costs. This approach helps individuals adapt to their new circumstances and rebuild their lives more effectively.

Personal injury cases can also have profound emotional impacts, extending beyond physical harm. Injuries can lead to significant psychological distress, including anxiety, depression, and post-traumatic stress. Additionally, the legal process itself can be stressful and overwhelming. It is important to acknowledge the emotional aspects of your case and seek support from loved ones, mental health professionals, or support groups. Addressing these emotional challenges can help you cope with the aftermath of an injury and navigate the legal process with greater resilience.

A personal injury lawyer in Portland, like our team at Warren Allen LLC, can assist you in identifying, collecting, and organizing this evidence effectively. Presenting evidence clearly and compellingly helps demonstrate the extent of your injuries and the defendant’s liability, increasing the likelihood of securing fair compensation.

Settlement Negotiations

Maximizing compensation and achieving justice is the primary goal of a personal injury claim. You must identify all potential sources of compensation and pursue damages for past and future medical expenses, lost wages, and pain and suffering.

Once a strong case is built, you or your lawyer will negotiate with insurance companies or defendants. This process involves evaluating the strengths and weaknesses of your case, determining a fair settlement range, and crafting a persuasive demand letter.

If settlement negotiations fail to produce a satisfactory result, taking the case to trial may be necessary. A trial involves filing a lawsuit, serving the defendant, engaging in discovery, and gathering additional evidence through depositions and document exchanges. Your lawyer will develop a trial strategy, prepare witnesses, and present your case to a judge or jury.Effective litigation requires thorough preparation and advocacy to ensure that your rights are protected and your interests are represented. Your case will be handled professionally and diligently at Warren Allen LLP. Schedule a consultation today and take the first step toward rebuilding your life.

Bicycle Accidents: Legal Rights and Steps to Take for Compensation

Written by George McCoy on August 11, 2024. Posted in Personal Injury. No Comments on Bicycle Accidents: Legal Rights and Steps to Take for Compensation

People choose to ride bicycles for many reasons. Whether as a hobby, a family activity, a competitive sport, to support the environment, or as part of your daily commute, bicycles are a great form of transportation. They are also considered vehicles in the eyes of the law. As such, cyclists must follow the same rules of the road as people driving cars, trucks, and motorcycles.

Unfortunately, accidents happen, and when a bicycle collides with a car, injuries, and property damage to the cyclist can be very serious. According to the National Highway Traffic Safety Administration, an average of 45,400 bicycle injuries have been reported annually for the last five years.

Fortunately, cyclists have legal protections in cases of personal injury. Finding a bicycle accident lawyer with specific expertise in these personal injury cases is an important first step when seeking financial compensation for injuries or property damage. For instance, the personal injury team at Warren Allen LLC has a wealth of experience in representing individuals involved in bicycle accidents and helping them deal with insurance companies to ensure fair compensation.

The following information provides an overview of the essential actions you should take to seek financial compensation after a bicycle accident, including documenting the incident, working with insurance companies, and seeking legal representation if necessary.

What to Do After a Bicycle Accident

If you are involved in a bicycle accident, the most important thing to do is ensure everyone’s physical safety as soon as possible. Move to a safe place, especially if you are on a busy road, and call emergency services to get immediate medical attention for any injuries and to request a police officer to respond to the scene to assist.

Gather as much information as possible, including the driver’s contact and insurance information, plus the contact information for any eyewitnesses at the scene. Try to take photos of the scene of the accident, including damage to your bicycle and any other vehicles involved, road and weather conditions, and any visible injuries.

It’s crucial to seek medical attention promptly, including a physical exam, even if your injuries seem minor. In some cases, injuries or medical conditions might not be immediately apparent or may worsen over time. A medical evaluation by a health professional will be crucial evidence to help demonstrate the extent of your injuries and the impact the accident may have on your life, including their notes, diagnoses, recommendations for therapy, and any prescribed medication.

Remember that personal injury damages are not limited to physical injuries and damages. You can also seek compensation for lost wages and pain and suffering, which can include PTSD, depression, anxiety, lessened quality of life, etc. If you seek counseling or other types of therapy, document this care and include the records in your evidence.

Request a copy of your accident report. If the responding officer gave you an accident report number, you can usually request the report online through your local police station. You can also call or visit in person and provide identifying details of the accident to get a copy of the report. Alternatively, the insurance adjuster (see below) will likely request a copy of the police report as part of their investigation to assess your claim so that you can ask for a personal copy from them.

Notify your insurance companies (car insurance, if you have coverage for cycling accidents and health insurance) of your accident. Even if you do not have specific coverage, these communications can help establish evidence to support your claim concerning injuries and damages.

Document as much as possible. Keep copies of all correspondence, communication, medical records, photographs, police reports, eyewitness accounts, contact information, receipts for bike repairs, and any information from your employer about lost wages.

The Role of Insurance Companies in Bicycle Accidents

Once you and the other party involved report the accident to your insurance companies, the insurance company of the party at fault will assign an insurance adjuster to assess your claim. Although the insurance adjuster might be friendly and helpful, you should always communicate with them carefully. They work for the insurance company, not for you. It is their job to gather evidence to assess the value of your claim and minimize the financial impact on the insurance company.

Do not admit fault or sign any documents until you have spoken with a bicycle accident lawyer. Do not allow anyone to record any conversations with you.

Once the insurance adjuster has completed their investigation, they will either deny your claim or make a settlement offer. Keep in mind that the initial settlement might be less than you are entitled to. It’s usually best not to take the initial offer until you consult a lawyer.

Suppose you do not accept the initial offer. In that case, the insurance company will begin a negotiation process until you can reach a fair settlement or you choose to pursue a legal case.

How a Bicycle Accident Lawyer Can Help

Being involved in an accident is often traumatic and can even be life-changing. Getting professional assistance in the aftermath can make a stressful situation much more manageable. A reputable bicycle accident lawyer can help you:

Assess the value of your claim to make sure you are aware of what constitutes fair compensation in your case, specifically
Work with you to evaluate long-term medical or other expenses that might arise from severe injuries, pain, and suffering, or diminished capacity to do your job
Inform you of all your rights under local laws
Gather evidence to support and strengthen your personal injury claim
Negotiate and communicate on your behalf with the insurance company
Represent you in court if you are unable to reach a fair settlement agreement

Most states have a statute of limitations by which you must file a personal injury claim. If you miss the deadline, you might be unable to seek financial compensation. Consulting with a bicycle accident lawyer sooner rather than later is a good idea. Let the personal injury team at Warren Allen LLC be your team; contact us to set up a free consultation today.

The Impact of Social Media on Your Personal Injury Case

Written by George McCoy on July 25, 2024. Posted in Personal Injury. No Comments on The Impact of Social Media on Your Personal Injury Case

Social media has become an integral part of daily life. Platforms like Facebook, Instagram, Twitter, and LinkedIn enable individuals to share personal experiences, photos, and thoughts with a wide audience. For those involved in a personal injury case, especially under Oregon personal injury law, the implications of social media activity can be far-reaching and potentially detrimental.

This article will take a look at the ways social media can often influence personal injury claims and court cases. We will highlight potential pitfalls and offer practical advice on managing your online presence to protect your legal interests during an ongoing case, all from the knowledgeable lawyers at Warren Allen in Portland, OR.

Understanding Oregon Personal Injury Law

Oregon personal injury law is designed to compensate those injured due to another party’s negligence or intentional actions. Personal injury compensation can cover medical expenses, pain and suffering, lost wages, and other damages. To pursue a personal injury claim in Oregon, the plaintiff must prove that the defendant owed a duty of care, disregarded that duty, and caused the plaintiff’s injuries as a result.

One of the critical elements in any personal injury case is the credibility of the claimant and the evidence presented. Here is where social media can come into play, and often in a significant way. Posts, photos, and even comments on social media can be scrutinized and potentially used as evidence to challenge the claimant’s assertions about their injuries and the impact on their life.

How Social Media Can Affect a Personal Injury Case

Posts, comments, and photos on social media can play a crucial part in personal injury cases. Photos and posts can be shared as evidence, so you should keep an eye on what you post.

An insurance company’s primary role in any claim is to minimize the payout as much as possible. As part of their investigation, they often turn to social media to gather evidence that might contradict the plaintiff’s injury claims. For instance, if a plaintiff is seeking compensation for a severe back injury but posts photos of themselves engaging in physical activities like hiking or dancing after the accident, this can seriously undermine their case. Insurance adjusters and defense attorneys can use such posts to argue that the claimant’s injuries are not as severe as reported.

It is not uncommon for insurance companies to monitor claimants’ social media activity throughout the case. This surveillance can extend beyond the claimant’s own posts to include posts and tags from friends and family. A seemingly innocuous photo tagged by a friend at a social event can be interpreted as proof that the claimant is not suffering as much as they claim.

Social media activity can also reveal inconsistencies in the claimant’s story. If a person claims they cannot work or participate in certain activities due to their injuries and their social media depicts a different narrative, this can be detrimental. Credibility is paramount in personal injury cases, and the lawyers at Warren Allen know how a hit to credibility can weaken the claimant’s position and affect the compensation they are entitled to receive.

Potential Pitfalls of Social Media in a Personal Injury Claim

An important note when it comes to social media is anything posted or tagged can potentially be used as evidence against the claimant. This includes not only public posts but also those shared just with friends and followers, as privacy settings are not always foolproof. Photos showing physical activity, travel, or social engagements can be particularly damaging.

Even posts that are unrelated to physical activity can be misconstrued. For instance, a post expressing happiness or excitement might be used to suggest that the claimant is not suffering emotionally or psychologically, which can be particularly problematic in cases where the claimant is seeking damages for emotional distress.

Posts from friends and family can also pose risks. A well-meaning friend tagging you in a photo at a party can provide evidence that contradicts your claims of severe pain and limited mobility. It is essential to communicate with friends and family about the importance of not posting or tagging photos of you during your court case.

Practical Advice for Managing Your Online Presence

Given the potentially negative impact of social media on a personal injury case, it is crucial to manage your online presence carefully. Here are some practical tips:

Adjust privacy settings: While privacy settings are not infallible, they can provide a layer of protection. Ensure your social media accounts are set to the highest privacy levels possible. Set limits on who can see your posts and who can tag you in photos. Just remember: nothing is ever fully private online.
Think twice before you post: Be mindful of what you post. Avoid sharing details about your injury, the accident, or your case. Do not post photos or updates that could be interpreted as inconsistent with your injury claims. If in doubt, it is better not to post at all.
Communicate with friends and family: Inform friends and family about your situation and ask them to avoid posting or tagging you in photos and updates altogether. Explain that even well-intentioned posts can be used against you.
Monitor your online presence: Regularly check your social media accounts to ensure that no posts or photos have been tagged that could be detrimental to your case. If you find any, immediately contact the person who posted them and request they remove or untag you.
Consult your attorney: Your attorney at Warren Allen will provide advice specific to your case on how to handle your social media activity. Follow their guidance closely. In some cases, they may tell you to temporarily deactivate your social media accounts for the duration of your case.

When it comes to Oregon personal injury law, social media can significantly influence your personal injury claim. Posts, tags, photos, and comments can be used as evidence to challenge the severity of injuries and the claimant’s credibility. With social media use during a personal injury case, it is always better to err on the side of caution. Just be careful with your posts (if you post at all), check your privacy settings, and make sure your friends and family know not to post or tag you during this time. When you understand the possible issues and take proactive steps to manage your online presence, you can protect your legal interests and improve the chances of a favorable outcome in your case. Your attorney with Warren Allen can advise you through the process, so give us a call and set up a consultation today!

What To Do After a Car Accident: Steps to Protect Your Personal Injury Claim

Written by George McCoy on July 18, 2024. Posted in Personal Injury. No Comments on What To Do After a Car Accident: Steps to Protect Your Personal Injury Claim

Being involved in a car accident is a stressful and often traumatic experience. In the aftermath, taking the proper steps to protect your personal injury claim is crucial. If you are looking for compensation for pain and suffering, lost wages, or medical expenses, following a clear plan of action right from the get-go can significantly impact the outcome of your case.

This article provides a step-by-step, comprehensive guide for individuals involved in a car accident. It focuses on safeguarding their legal rights and maximizing their injury claim. For those in the Portland area, seeking guidance from a Portland personal injury attorney can be particularly beneficial.

Immediate Actions to Take at the Scene

Immediately after the accident, prioritize safety. Move your vehicle to a safe location to prevent further accidents or traffic blockages if possible. Check with all parties involved for injuries, call 911 to request medical assistance if needed, and report the accident. Even if injuries seem minor, getting a professional medical evaluation is wise.

Having an official police report is critical for any personal injury claim. When the police arrive, provide a clear and unemotional account of the accident. Avoid speculating or admitting fault. The police report will be essential to your claim, so answer questions as concisely as possible.

Gather information from the other driver(s) involved, such as name, address, contact information, insurance company name and policy number, driver’s license number, vehicle make, model, and license plate number. If there are witnesses to the accident, get their contact information since witness statements can support your claim.

Document the accident scene with photos from multiple angles. Capture images of vehicle damage, road conditions, traffic signs and signals, skid marks or debris, and visible injuries. This visual evidence can help establish the circumstances of the accident and the extent of damages.

Even if you feel fine, seek medical attention as soon as possible. Some injuries may not be immediately apparent, and visiting a healthcare provider ensures that any injuries are documented, which is vital for your personal injury claim. Follow all medical advice and keep detailed records of your treatments and medical expenses.

Crucial Documentation to Gather

Obtain a copy of the police report from the local law enforcement agency. This document includes vital information about the accident and is critical evidence for your claim.

Keep comprehensive records of all medical treatments related to the accident, including hospital visits, physical therapy, doctor appointments, medications, and any other medical expenses. Detailed medical documentation supports the severity of your injuries and the necessity of your treatments.

Keep a journal documenting your injuries, pain levels, and how the accident affects your daily life. Record any details such as missed work, changes in daily activities, and emotional distress. This personal account can be persuasive in demonstrating the accident’s impact on your life.

Keep a record of all contact with insurance companies, medical providers, and anyone else related to your claim. This correspondence would include emails, letters, and notes from phone calls.

Tips for Dealing with Insurance Companies

Report the accident to your insurance company as soon as possible. Provide them with accurate information, but be cautious about the details you share. Don’t elaborate. Stick to the facts.

Be cautious when dealing with insurance adjusters. Their goal is to minimize the payout as much as they can. Be polite but guarded. Only provide recorded statements after consulting your attorney, and never sign any documents or accept a settlement offer without legal advice.

Hiring a Portland Personal Injury Attorney

When looking for an attorney, you should ask for recommendations from friends, family, or coworkers who have dealt with personal injury attorneys. Online reviews and legal directories can also provide insights into reputable attorneys in Portland.

Schedule consultations with several attorneys to discuss your case. Most Portland personal injury attorneys offer free initial consultations. During these meetings, evaluate the attorney’s experience, approach, and how comfortable you feel working with them.

Pick an attorney with significant experience in handling car accident cases. Ask about their success rate and how they plan to approach your case. An attorney experienced in personal injury law, like the lawyers at Warren Allen in Portland, OR, can effectively navigate the complexities of Oregon’s personal injury laws on your behalf.

Ensure you understand the attorney’s fee structure before committing. Most attorneys work on a personal injury case on a contingency fee basis, which means they only get paid if you win your case. Clarify any additional costs that may arise during the process.

Additional Steps to Protect Your Claim

Adhere strictly to all medical recommendations and attend all follow-up appointments. Following doctor’s orders demonstrates that you are taking your recovery seriously and helps to document the extent of your injuries.
Be careful about what you post on social media, even if it’s not about the accident. Insurance companies hire investigators who may monitor your accounts for any posts that could undermine your claim. Even innocuous posts can be taken out of context and used to prove that you’re not injured because you posted photos of yourself ziplining in Costa Rica.
Do not discuss the details of your accident or claim with anyone other than your attorney. Statements made to friends, family, or colleagues can be used against you if they are inconsistent with your official claims.
Personal injury claims can take some time to close. Be patient and trust the process because rushing into a settlement can result in accepting a lower compensation than you deserve. Your attorney at Warren Allen will work to make sure you get fair compensation for your injuries or losses.

Working through the aftermath of a car accident can be hard to do on your own, but taking the proper steps can protect your legal rights and maximize your personal injury claim. Every step is essential in building a solid case, from immediate actions at the scene to gathering crucial documentation, dealing with insurance companies, and hiring a Portland personal injury attorney. Follow our comprehensive guide to ensure you are well-prepared to pursue the compensation you deserve. Remember, the assistance of an experienced attorney can make an enormous difference in your case, helping you to navigate the complexities of personal injury law with confidence. Contact Warren Allen today to schedule a consultation and see what we can do for your personal injury case.

What If the Person Responsible for My Injury Doesn’t Have Car Insurance?

Written by George McCoy on June 10, 2024. Posted in Car Accident. No Comments on What If the Person Responsible for My Injury Doesn’t Have Car Insurance?

Getting injured in a car accident is an unfortunate reality for many people. In 2022 alone, the cost of motor vehicle-related injuries in the United States was 5.2 million. Often, the driver at fault’s insurance company will pay some financial compensation for lost wages or medical bills to the injured party, but what happens if the driver at fault doesn’t have car insurance? Is there any way to recoup some of your losses?

Although the process is more challenging, there are some financial and legal options available to someone injured by an uninsured driver. For instance, when you buy car insurance in Oregon, you must carry a minimum amount of uninsured motorist coverage and personal injury protection included on your policy. Both types of coverage provide some protection if you’ve been injured in an accident with an uninsured driver. Aside from these available financial options, you may also pursue legal action against the driver.

The guide below provides additional detail about potential courses of action you could take to get compensated if you are injured by an uninsured driver and any challenges you might face. A significant first step is to find a reputable personal injury lawyer with experience in your area, such as the attorneys at Warren Allen LLP. They can give you expert legal advice on how to move forward with your specific case.

Financial Compensation Through Your Insurance

If you are injured in a car accident (as a driver, passenger, or pedestrian) but the person responsible does not have car insurance, you can file a claim with your car insurance in Oregon. Certain health insurance policies may also cover some of your medical costs. In either case, check with your insurance agent before filing a claim to see what type of coverage you have.

Uninsured Motorist Coverage

As the name suggests, uninsured motorist coverage protects you if you’re involved in an accident with another driver who does not have insurance. Depending on your insurance policy, you might be entitled to compensation for financial costs like medical bills or lost wages and other damages like pain and suffering up to your coverage limits.

Although the minimum limits required by law are $25,000 per person and $50,000 per accident (for you and your passengers) and only cover bodily injury, you can choose to increase your coverage with your insurance company and add coverage for property damage.

Personal Injury Protection (PIP)

Personal injury protection coverage from car insurance in Oregon provides financial compensation for certain costs, no matter who is at fault. Whether you were a driver or passenger of a car or even if you were a pedestrian struck by a vehicle whose driver did not have insurance, you can claim up to $15,000 for immediate medical, dental, and surgical costs as well as loss of wages, childcare needs if a parent requires hospitalization, and essential services like housecleaning and meals if you are incapacitated for a time.

Navigating Insurance Claims

So what should you do if you’ve been involved in an accident with an uninsured driver, and how do you file a claim with your car insurance in Oregon?

The first step after an accident is ensuring everyone is physically safe. Move to the side of the road away from traffic, and if anyone is severely injured, call for emergency services. Also, contact authorities to report the incident.

Collect information from the other driver, including contact information, license plate, vehicle make, model, and year if you can. Take pictures of damage, the surrounding area, or anything relevant to the accident, such as weather or road conditions. Try to talk to eyewitnesses and get contact information from them as well.

To file a claim for uninsured motorist or personal injury protection compensation, contact your insurance company as soon as possible to report the accident. Provide as much documentation as quickly as possible, including police reports, eyewitness accounts, pictures, medical bills and diagnoses, repair estimates, etc. As noted earlier, your car insurance coverage limits will determine how much financial compensation you can claim.

Your insurance company will investigate the accident to assess fault and determine damages. They will then offer a settlement based on their findings and your policy’s limits. If you feel the settlement is unfair or insufficient, you can try to negotiate with your insurance company through an arbitrator. You can also hire an attorney to look over your settlement for you and negotiate with your insurance company on your behalf.

Pursuing Legal Action Against the Uninsured Driver

Whether or not you choose to file a claim with your car insurance in Oregon, you can also consider pursuing legal action against the at-fault driver. One of the most significant challenges you will likely face is that uninsured drivers usually lack the financial resources to pay any judgment you might win in court. So, even if your case is strong, you will likely find it difficult to recover any court-awarded damages.

If you are seeking only a small amount, for instance, less than $750, you can also look into filing a claim in small claims court, which is a more straightforward process. When you’ve been injured in an accident with an uninsured driver, it can be incredibly stressful, so getting professional advice and help can make it easier to focus on your recovery. One of the best ways to navigate the process of working with your car insurance in Oregon or filing a personal injury lawsuit in court is to talk to an experienced personal injury lawyer. You can schedule a consultation with the personal injury team at Warren Allen LLP to go over your case and talk about your next steps. Don’t wait. Get help today.

Fast Facts: Everything You Need to Know About Oregon Dog Bite Laws

Written by George McCoy on April 10, 2024. Posted in Personal Injury. No Comments on Fast Facts: Everything You Need to Know About Oregon Dog Bite Laws

According to the most current statistics in the United States, over 4.5 million people are bitten by dogs annually, with 800,000 or more receiving medical attention. In some cases, a dog bite can result in a personal injury claim, in which the dog’s owner must provide financial compensation for hospital bills, medical treatment, or emotional damages.

Most states have specific laws and local ordinances outlining when a dog owner is liable for a dog bite. These laws, known as “dog bite laws,” vary slightly from state to state.

If you live in Oregon and have suffered a dog bite, you might be looking for a personal injury lawyer familiar with Oregon dog bite law. The attorneys at Warren Allen LLP specialize in a range of personal injury cases, including dog bite claims, across the Pacific Northwest. Before you call them to schedule your consultation, read through the comprehensive summary below to learn more about Oregon’s dog bite laws and your legal rights regarding those laws.

Who is Legally Responsible?

First, it’s essential to understand who is legally responsible for the dog’s actions. An “owner” usually owns the dog as property or is the regular custodian caring for it. However, the term can also extend to someone who knowingly allows the animal to stay on or near their premises.

An exception to this rule, veterinarians and those who run kennels or boarding facilities might have temporary custody of the dog but are not considered “owners” since their care is usually less than 30 days at a time.

When to Report a Dog Bite

Any time that a dog bite breaks the skin, you suspect the dog might have rabies, or you know the dog has been in close contact with a rabid animal (or an animal suspected of having rabies), you must report the incident to the local health authority.

Statute of Limitations

Although you do not need to take legal action against the dog owner immediately, you have a limited time to file a personal injury claim in court. Oregon does not have a specific statute of limitations on filing dog bite civil lawsuits, but these cases fall under the “personal injury.” Oregon’s statute of limitations for personal injury lawsuits is two years from the date of the initial encounter, so you must file your case within two years of a dog bite.

Even if you do not initially plan on pursuing legal action after a dog bite injury, taking detailed notes about what occurred is always a good idea. Get the dog owner’s information, including name and contact information, proof of the dog’s rabies vaccination status, and the dog’s veterinarian’s contact information. Take pictures of your injury as soon as possible and continue taking pictures throughout the various healing stages. Keep all written notes, records, and photographic evidence of anything related to your injury in a file together.

What Financial Compensation Might Be Covered?

In general, when you file a personal injury claim, you might be eligible to receive financial compensation to cover medical bills, loss of income, and pain and suffering. To support your claim, collect as much evidence as you can.

If you receive medical care, ask for copies of doctor’s notes, pictures, prescriptions, and anything related to your care and recovery from the bite.
If you need to take time off work due to your injury, this time could be considered a loss of income, so be sure to document it.
If you cannot perform specific domestic duties (e.g., cooking, driving, childcare, etc.) because of your injuries and need to hire outside help, retain all receipts, invoices, and communication with the service provider.

Around half of dog bite victims are children who might be more prone to the after-effects of fear and anxiety from a traumatic dog encounter and injury. It’s important to remember that personal injury cases are not limited to physical damages, so if you or your child suffer mental or emotional anguish in the wake of a dog bite and seek professional mental health care or counseling services, keep detailed records of this medical treatment as well.

Strict Liability vs One-Bite

Washington State is known as a strict liability state (rather than a “one-bite state”) regarding dog bite laws. Strict liability laws hold the dog owner responsible for any bite occurring on public property (unless the victim provoked the dog or assaulted the dog owner) or private property (unless the victim was trespassing).

Even if the dog has never displayed aggression or bitten anyone, the dog owner will still be held liable and might be responsible for providing financial compensation to the victim. In contrast, a one-bite state does not allow liability to be applied until a history of aggression is established. Oregon is a mixed-liability state. Per Westberry v. Blackwell, an Oregon dog owner is liable for a dog bite injury if they knew or should have known the dog’s dangerous behavior.

Additional Local Ordinances

Certain Oregon cities or counties might have other dog ownership regulations that could affect your personal injury case. For instance, in some counties and all Oregon state parks, dog owners must always keep their dogs on leash in public unless in a designated off-leash area.

Other laws apply to dogs legally designated as “dangerous” after previously showing aggression or having bitten someone. Owners of dangerous dogs often must meet specific additional requirements, such as confining the dog securely or keeping it muzzled in public.

Get an Expert Opinion on Your Dog Bite Case

Talking to an attorney familiar with Oregon dog bite law is essential if you’re wondering whether you’re eligible for financial compensation due to a dog bite injury. Laws are subject to change, and you need someone up-to-date and aware of local ordinances and regulations that might apply to your case. The personal injury team at Warren Allen LLP would be happy to discuss your case with you and provide legal advice and representation if you live in southwestern Washington, Portland, or other areas across Oregon. Let our team be your team. Contact us to get started today!

What Is the Role of Insurance in Personal Injury Cases?

Written by George McCoy on February 20, 2024. Posted in Personal Injury. No Comments on What Is the Role of Insurance in Personal Injury Cases?

Personal injury cases are common and can include car accidents, slip-and-fall incidents, workplace injuries, and dog bites. If you have been involved in an accident that caused you physical, mental, or emotional harm because of someone else’s actions or negligence, you might be entitled to financial compensation from the party at fault.

Insurance companies and their representatives usually work to settle personal injury claims. Depending on the type of personal injury case, different types of insurance policies and companies might be involved. Consulting with a personal injury lawyer in Portland, like the Warren Allen LLP team, who specializes in these types of cases, is often a good idea since they can help you navigate the claims process, negotiate with insurance companies on your behalf, and represent you in court if you are unable to reach a fair settlement.

For instance, if you are looking for a personal injury lawyer, ensure they are well-versed in providing solid legal advice and working on all types of personal injury cases, which should include:

Vehicular accidents
Slip and fall accidents (also known as premises liability)
Product liability
Animal bites
Medical malpractice
Workplace accidents

It’s important to remember that the insurance company of the other party involved in the accident will likely try to settle the claim as quickly as possible while minimizing the financial impact on their client. Understanding the different types of insurance policies and companies you might encounter and their role in personal injury claims might help you be more prepared to ensure the best outcome for yourself. The information below provides an overview of insurance in personal injury cases, including things to watch out for.

Common Types of Insurance Policies Involved In Personal Injury Cases

Many insurance policies offer some coverage for personal injury claims. The following are a few different kinds of insurance and the costs they might cover.

Automobile Insurance

Most drivers have car insurance that provides liability coverage that helps pay for bodily injury or physical damage you might cause in an accident. Depending on the policy, medical bills, car repairs, pain and suffering, and lost wages might be covered. Some states also require personal injury protection or no-fault insurance as part of your plan. This protection might help pay for medical costs and sometimes lost wages not covered by your regular health insurance, no matter who was at fault in the accident.

Insurance companies generally use a specific formula and minimum amounts the state sets to determine the settlement amount they offer you.

Business Owner’s Policy And Homeowners’ Insurance

Slip-and-fall incidents most often occur at businesses or on private property. Business owner’s policies combine liability coverage and property insurance; some homeowners’ insurance policies can include personal liability coverage. In both cases, the insurance policy could cover the medical bills of a third party who is injured on the property of the business or home due to negligence, like an icy sidewalk, slippery floor, or a loose board on the porch.

The insurance company sets coverage limits depending on the plan purchased by the business or homeowner. Any settlement beyond those limits would be paid out-of-pocket by the policyholder. Also, it’s important to remember that claims against insurance policies often raise rates for the policyholder, making them more likely to challenge these claims. An experienced personal injury lawyer on your side is especially helpful if the situation becomes contentious.

Workers’ Compensation Insurance

Any time you are injured while on the job, your employer should have workers’ compensation insurance coverage to help cover any medical treatment or lost wages as you recover. Many workers’ compensation claims are paid in full, even if you are at fault. Typically, when you accept payment, you give up any rights to sue your employer for the incident, including for financial compensation for pain and suffering in the future.

Medical Malpractice Insurance

In the United States, all hospitals have medical malpractice insurance, and many healthcare professionals do as well. These insurance policies provide liability coverage related to claims of medical negligence, products, or services that result in a patient’s injury or death. Medical malpractice cases are complicated, and it’s usually best to consult with professionals before pursuing one.

What Do Insurance Companies Do In Personal Injury Claims?

As a general rule, when an accident is reported to an insurance company, they assign a claims adjuster who will be responsible for the following:

Investigate the accident
Gather information and evidence through eyewitness accounts, pictures, police reports, medical records, etc.
Assess the extent of damages and injuries
Interview and determine the liability of their policyholder
Calculate the amount of compensation to be offered
Negotiate with you or your representative to settle the claim

Insurance Company Tactics To Be Aware Of

Remember that the insurance adjusters work for the insurance company of the other party involved in your accident, not you. They most likely do not have your best interests in mind. To minimize the financial impact on their employer (the insurance company) and their client (the policyholder), they might employ a few different tactics you should be aware of, including:

Offering a low initial settlement amount
Pressuring you to settle early, before your medical treatment or car repairs are complete
Attempting to shift liability from their client to you
Requesting records, reports, or personal recorded statements from you that might be used against you (such as information about pre-existing medical conditions or prior personal injury claims)
Trying to settle your claim before you’ve consulted with a lawyer or pursue litigation

When To Talk To A Personal Injury Lawyer

It’s always a good idea to consult with a personal injury lawyer in Portland before providing recorded statements to an insurance claims adjuster or accepting any settlement offers outright. Many attorneys provide free initial consultations to offer legal advice on protecting your rights. They can also help you assess any settlement offers you might receive and whether you should pursue litigation.

Negotiating with insurance companies can take time and effort. If you cannot reach a fair settlement agreement with an insurance company, it is in your best interests to work with a personal injury lawyer who can help you file a personal injury lawsuit and represent you in court. When you contact the team at Warren Allen LLP, you will have access to a personal injury lawyer in Portland with a wealth of knowledge and experience representing clients throughout the Pacific Northwest. Dealing with the aftermath of an accident can be challenging. It helps to have a team on your side. Call today to discuss how Warren Allen LLP can help you!

Personal Injuries and Emotional Distress: Understanding Your Claims

Written by George McCoy on December 10, 2023. Posted in Personal Injury. No Comments on Personal Injuries and Emotional Distress: Understanding Your Claims

After you incur a personal injury, you often experience physical pain and suffering. What you don’t realize is you may also experience emotional distress. Though you may not be able to see it, emotional distress can be just as traumatic as a physical injury, if not more.

This article will help explain emotional distress, how it can relate to an accident or injury, and how it might apply to your personal injury claim.

What is Emotional Distress?

When it comes to a personal injury claim, emotional distress is defined as “mental suffering as an emotional response to an experience that arises from the effect or memory of a particular event, occurrence, pattern of events or condition.”

Emotional distress can manifest itself in many different ways, which may not be evident at first. It could even be brushed aside and attributed to physical injury. Knowing the signs and symptoms of emotional distress can help you understand how it’s affecting your mental health.

Some common signs of emotional distress include, but are not limited to:

subtle personality changes
crying spells or bursts of anger
increased use of alcohol or drugs
changes in appetite or difficulty eating
increasing physical distress symptoms such as headaches or stomach pains
feeling guilty, helpless, or hopeless
avoiding family and friends, isolating
trouble keeping track of things or remembering

Since some of these symptoms can be masked by physical injury, it is vital to be aware of any emotional changes you may be feeling, regardless of your bodily injury status. Keep a journal and note the changes in your mental health. If you notice any of the signs above, getting the support you need is vital.

Understanding the Legal Basis for Emotional Distress Claims

Whether it’s a car accident, a workplace incident, or a slip and fall, the impact of personal injuries can extend far beyond physical pain. Understanding the connection between personal injuries and emotional distress is crucial when it comes to seeking compensation for your suffering.

Emotional distress claims are a subset of personal injury claims that focus on the psychological harm suffered by the victim. These claims assert that the negligent or intentional actions of another party caused significant emotional distress, resulting in mental anguish and psychological trauma. While physical injuries may be more visible and tangible, emotional distress claims recognize the profound impact that psychological harm can have on a person’s well-being. By understanding the legal basis for emotional distress claims, you can better navigate the legal process to seek appropriate compensation.

How Does Emotional Distress Affect You?

Physical Injuries

The pain, suffering, and lifestyle changes that accompany physical injuries can encompass a wide range of emotions, including fear, anxiety, anger, depression, loss of enjoyment of life, and even post-traumatic stress disorder (PTSD). Our personal injury lawyers in Portland can help you recognize and identify the validity and impact of emotional distress on a person’s mental health and overall quality of life. It’s essential to address these emotional impacts alongside the physical ones when seeking compensation.

Psychological Trauma

Psychological trauma resulting from personal injuries can have far-reaching consequences on emotional well-being. Witnessing a traumatic event, such as a serious accident or violence, can cause severe psychological distress. This trauma can manifest as nightmares, flashbacks, and intense fear, affecting daily life and mental health. Recognizing the psychological impact of personal injuries is crucial in understanding the full scope of emotional distress.

Chronic Illness

Personal injuries aren’t always limited to isolated incidents but can also encompass chronic illnesses and conditions. Coping with a chronic illness can take a toll on a person’s mental health, leading to emotional distress. The constant pain, limitations, and uncertainty associated with chronic illnesses can contribute to feelings of frustration, sadness, and anxiety. Acknowledging the emotional burden of chronic illnesses is essential when seeking compensation for the overall impact on one’s well-being.

Long-Term Effects of Emotional Distress on Mental Health

Emotional distress can have long-lasting effects on mental health if not effectively addressed. Untreated emotional distress may lead to chronic anxiety, depression, and other mental health disorders. By understanding the potential long-term consequences, it becomes evident that seeking compensation for emotional distress is not only fair but necessary to obtain the resources for proper treatment and support.

Establishing Duty of Care in Personal Injury Cases

To pursue an emotional distress claim, it is crucial to establish the legal concept of duty of care. This concept recognizes that individuals and entities have a legal obligation to act responsibly and avoid causing harm to others. Proving that the party responsible for your personal injury owed you a duty of care is essential in building a solid emotional distress claim.

Causation is another critical element in emotional distress claims. It requires demonstrating that the personal injury directly caused the emotional distress suffered. Establishing this link may involve medical records, expert testimony, and evidence of the emotional impact experienced. By connecting the personal injury to the emotional distress, you strengthen the foundation of your claim.

Determining the Level of Emotional Distress

Emotional distress claims often require meeting a threshold to be eligible for compensation. This means that the emotional distress experienced must reach a certain level of severity, causing significant harm and disruption to one’s life. While the exact requirements vary depending on jurisdiction, understanding the severity threshold is imperative in evaluating the strength of your emotional distress claim.

When it comes to proving emotional distress in personal injury cases, documentation is key. Keep a record of any mental or emotional symptoms you experience after the incident. It’s also helpful to track any changes in your daily life, relationships, or work performance attributed to your emotional distress. Save any relevant documents, such as medical records or therapy session notes, that support your claims.

Seeking legal advice is always advisable to navigate this complex aspect of your case. Our personal injury lawyers in Portland can help you understand how your particular injury impacts your emotional well-being. If you believe you or a loved one has sustained a personal injury, contact Warren Allen, Attorneys at Law, to schedule your free consultation with one of our personal injury lawyers in Portland.

Traumatic Brain Injuries: Seeking Compensation and Support

Written by George McCoy on November 10, 2023. Posted in Personal Injury. No Comments on Traumatic Brain Injuries: Seeking Compensation and Support

According to the Brain Injury Association of America, approximately 2.8 million people sustain traumatic brain injuries annually in the United States alone. Although there is a wide range in severity, symptoms, and causes, this type of injury can be a life-altering event for an individual and their family.

You may be entitled to financial compensation if you have suffered a traumatic brain injury due to an accident or someone else’s negligence. Discussing your situation with a personal injury lawyer in Portland, like the expert team at Warren Allen, LLP, can help answer your questions and get you started on the road to recovery.

Types Of Traumatic Brain Injuries

As the name suggests, a traumatic brain injury (TBI) is an injury to the brain that affects how it functions. Generally speaking, there are two major types of TBIs. When an object penetrates the skull and damages brain tissue, it is commonly known as a penetrating or open TBI. Open TBIs often occur in accidents involving machinery or vehicles, like car accidents.

A non-penetrating or closed TBI most often occurs due to an external blow or jolt to the head or body that is forceful enough to move the brain inside the skull dramatically. These types of TBIs are more common in falls or sports. In some instances (e.g., natural disasters or serious accidents), an individual can experience both types of TBI simultaneously.

Common Symptoms

The brain is incredibly complex, so symptoms may not appear immediately but might develop or worsen over time. Sometimes, it can take weeks to know the full extent of the injury as the brain and the body work to recover from the initial trauma.

If you are in an accident or experience a blow to the head, it’s always a good idea to see a doctor, even if you’re not showing any symptoms. However, it’s imperative to seek medical help if you notice any of the following symptoms within 24 hours of sustaining a TBI:

Headache
Nausea/vomiting
Seizures
Vision problems (blurriness, double vision, unevenly dilated pupils, light sensitivity)
Loss of, change in, or decreased consciousness
Disorientation or confusion
Difficulty with memory, concentration, or decision-making
Changes in mood (anxiety, depression, agitation, irritability, anger, emotional outbursts, unusual behavior, etc.)
Slurred speech
Problems with hearing (ringing in the ears or sensitivity to sound)
Clear fluids from the nose or ears
Loss of balance, dizziness, lack of coordination
Weakness in limbs or face
Sleep issues (excessive or unexplained fatigue, drowsiness, difficulty falling asleep, sleeping more than usual, no energy, lack of motivation, inability to wake up)
Unpleasant taste in the mouth

Personal Injury Cases Involving Traumatic Brain Injuries

When it comes to the law, the term “personal injury” refers to physical or emotional pain, suffering, or harm resulting from someone else’s negligence or an accident that was not your fault. Many different events can result in a TBI, so if you have been involved in one, you might have a personal injury case.

Some of the most common incidents causing a TBI can include the following:

Vehicular accidents: including cars, bikes, motorcycles, trucks, boats, etc. TBIs may happen from a collision between vehicles, being thrown from a car, or if you are a pedestrian or a cyclist struck by a vehicle.
Slip and fall accidents: especially if the fall includes hitting your head on a hard surface.
Accidents in the workplace: head injuries are common at construction sites or when working with heavy machinery.
Sports or recreational activities: contact sports like football or roller derby and recreational activities like skiing, snowboarding, dirt bikes, or mountain climbing can result in collisions, impacts, falls, and other head injuries.
Medical malpractice: mistakes in medical procedures or other issues while under a doctor’s care can sometimes result in a TBI.
Defective products: when a product like a bike helmet or a car seat is faulty, the user might suffer a TBI when the product does not protect them as it should.
Dog bites: A TBI might occur if a dog attack is severe, especially if the dog bites the face or head.
Premises liability or negligence: if a head injury occurs at a business or even a private property, the property owner might be held responsible if adequate and appropriate safety measures (e.g., warning signs about falling rocks or slippery surfaces, railings, etc.) were not taken.

As previously noted, seeking medical help and documenting all symptoms, diagnoses, and treatments is essential if you experience a TBI, no matter the precipitating cause. As brain injuries often have long-lasting or permanent effects, a medical professional should evaluate the extent of your injury and discuss treatment options and what types of impacts you might expect in the future.

How To Get Compensation For A TBI

When you meet with a legal expert, like a personal injury lawyer in Portland, Oregon, at Warren Allen, LLC, they can evaluate your situation, help you build your case, and seek compensation, if warranted.

In general, a personal injury lawyer will assist you in:

Establishing negligence – usually, you must demonstrate that you were injured due to someone else’s fault or negligence.
Collecting evidence – gathering together as much evidence as possible, including medical records and diagnoses, accident reports, surveillance footage, eyewitness statements, prescriptions, doctor’s notes, treatment plans, pictures of injuries (like dog bite marks) or locations, etc., can all be helpful for your case.
Determining damages – a legal expert will be up-to-date on the amount and type of compensation you might be eligible for, such as loss of income, emotional distress, pain and suffering, any physical rehabilitation or long-term care you might need, therapy, counseling, medical care, reduced quality of life, etc.
Representing you in negotiations, settlements, or litigation – whether working with insurance companies or other parties involved in an accident, your attorney can best negotiate on your behalf and present your evidence. Parties often prefer to settle out of court, but should your case go to trial, a personal injury lawyer can represent your interests and work for fair compensation.
Appealing an unfavorable verdict – if a judge rules against you, your attorney can help you navigate the court system to file an appeal, if appropriate.

Once the court rules in your favor, you will receive financial compensation. This compensation often comes through the other party’s insurance company but sometimes comes in a structured settlement or payment plan rather than a lump sum.

TBI Information And Support Groups

Dealing with some of the long-term consequences of a TBI can be expensive and emotionally draining for individuals and families. Thankfully, some federal and state resources are available that provide additional support. A quick Google search can point you toward many different resources, but the following are some places to start.

The Centers for Disease Control and Prevention lists where to get help in your state. The organizations listed provide helpful information about what to expect when you have a TBI, fact sheets, support groups for individuals and families, and other resources as you recover.

Financial Assistance

Suffering from a TBI can be a financial burden. Many families require outside financial assistance between medical bills, ongoing care, lost wages, or an inability to work. Federal assistance might be available through the Social Security Disability Insurance and Supplemental Security Income programs.

Benefits.gov is a free website that allows you to search through over one thousand government programs to see if you are eligible for financial benefits and assistance.

Other Assistance

Each state has its own Department of Rehabilitation or Department of Vocational Rehabilitation Services to help residents with disabilities, including brain injuries, find employment and access resources. The Job Accommodation Network provides contact information for each state office. You can apply in person or online. If accepted, you can work with a case manager who will assist you in seeking employment suitable for you, choosing the best doctors for any long-term care you need, finding appropriate housing, accessing resources to help you live independently, and providing educational resources about your TBI for family members and coworkers.

If you have suffered a TBI due to an accident or someone else’s negligence and want to talk to a personal injury lawyer in Portland to see if you have a case, contact Warren Allen, LLP today. We have years of experience dealing with all types of personal injury cases. Let our team be your team!

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