What Does Loss of Enjoyment of Life Mean in Personal Injury Terms?

You’ve suffered an injury due to someone else’s negligence and you’re left wondering, what’s next? Perhaps their wrongdoing has had a profound impact on your quality of life. Maybe you’ve had to take time off from work to receive treatment and recover. Medical bills and other expenses are piling up while you’re trying to focus on what matters most, healing. Maybe the injury you sustained from the other party’s negligence has left you in chronic pain and you can no longer do the things you once enjoyed. If so, you may be entitled to compensation for both economic and emotional damages.

Though it’s easier to calculate lost wages, medical bills, and damaged property, it’s not the only thing that counts as compensable damage. Your quality of life matters. If you have experienced “loss of enjoyment of life,” a legal concept we will unpack in this article, you may be entitled to additional compensation. How is non-economic loss evaluated and does your particular case qualify? Keep reading to understand how this process works and whether the impact you’ve suffered from your personal injury may entitle you to compensation.

What Is Loss of Enjoyment of Life?

Injuries can alter your life in such a way that they diminish your previous quality of life. Before your accident, you may have had a robust lifestyle filled with social engagements, hobbies, sports, travel, and other activities that brought you joy. Daily chores such as cooking and cleaning might have been done with ease. Now, you may struggle to keep up with day-to-day chores that are necessary to sustain daily living. On top of that, it may not be possible to participate in your hobbies or engage in activities that previously filled you with purpose and joy. This diminished quality of life may be compensable.

Loss of enjoyment of life is a legal term that refers to non-economic damage that may be claimed as part of a personal injury case. To claim these damages, you need to be able to prove that your injury has had a direct impact on your quality of life, limiting or preventing you from participating in the activities you once enjoyed.

Since diminished quality of life can be subjective, insurance companies may try to minimize the compensation you receive and not offer a fair amount for your losses. Avoid losing out on what you may be owed by partnering with a personal injury attorney. Experts in personal injury law can fight for your best interests and help you find the best resolution possible.

What Circumstances Qualify as Loss of Enjoyment of Life?

Loss of enjoyment of life refers to injuries sustained from an accident that impede your ability to participate in activities you previously enjoyed.

Some examples of qualifying circumstances include, but are not limited to:

• You are no longer able to participate in your favorite physical activities due to extensive injuries from your accident. Limited mobility, loss of limbs, or paralyzation may keep you from participating in your favorite sports or hobbies such as hiking, running, rock climbing, playing basketball, or other physical activities.
• A traumatic brain injury may affect your cognitive ability to focus on activities you enjoy such as reading, writing, playing music, pursuing intellectual studies, and other hobbies requiring attention.
• You are unable to hold or play with your children or take care of pets.
• You no longer have the ability to travel or pursue recreational activities with friends and family.
• You’re unable to participate in social engagements and loss of social opportunities.
• Your injuries lead to chronic pain.
• Your injuries limit your ability to be sexually intimate with your partner.
• You are unable to complete daily tasks such as cooking, cleaning, laundry, sleeping, driving, and so forth.

If you are uncertain if your exact experience qualifies as a loss of enjoyment of life or have questions regarding your eligibility for compensation, it may be wise to seek legal counsel. Our team of legal experts at Warren Allen LLP is ready to answer your questions and offer legal advice you can count on. We will review your case and help you receive the compensation you are entitled to.

How Is Loss of Enjoyment of Life Calculated?

Economic damages may initially seem easier to quantify and clearer cut than non-economic losses. Since finances deal with numbers, you can look at receipts and paystubs to calculate how much money you lost due to medical bills, property damage, or lost wages from missing work. Conversely, you cannot put a number on losing intimacy with your partner or experiencing depression from missing out on your favorite social activities and hobbies. Without the guidance of numeric value, how is non-economic loss evaluated?

Two of the more common methods insurance companies use to calculate non-economic loss are the multiplier and per diem methods.

The multiplier method uses the value of economic damages and multiplies it by a number assigned based on a variety of factors, such as the severity of the injury, the age of the injured party, and future repercussions from the injury. The multiplier is assigned a number typically between 1 and 5. If an injury is catastrophic, resulting in severe physical trauma, the multiplier may be awarded a number higher than 5. An example calculation of this method might be: If the injured party has a total of $50,000 in economic damages and is assigned a multiplier of 3, then they can be entitled to $150,000 for their loss of enjoyment of life.

The per diem method assigns a value for the loss of enjoyment of life per day, and the injured party is paid for each day they suffered from their injury. This method is suitable for temporary damages in which the plaintiff is expected to make a full recovery and not for accidents causing lasting pain or permanent injury.

Final Considerations

Your personal injury attorney will evaluate your damages and ascribe a potential dollar value to your non-economic losses. Using cases with similarities, they will determine which dollar amount is considered fair and negotiate on your behalf with the insurance company. Though they cannot guarantee any amount, they can help you receive fair compensation and the best resolution possible.

In many cases, loss of enjoyment of life can have a profound impact on claim resolution, resulting in increased settlement amounts or court awards—the amount of money ordered by the court in a lawsuit to be paid to the injured party.

Navigating the complexities of loss of enjoyment of life may prove difficult without the help of a skilled attorney. Consider enlisting the help of a legal firm experienced in personal injury claims. They can help you submit a strong claim with the necessary evidence so you can receive what you are entitled to. For the best possible outcome, contact Warren Allen today to learn what your options are. We’ll do the hard work for you, so you can focus on what matters most: getting better.